NMIH vs ORI: stock comparison and AI forecast
Nmi Holdings, Inc. (NMIH) and Old Republic International Corp (ORI) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
NMIH Nmi Holdings, Inc.
- Price
- $39.03 +1.2% · 6M
- Market Cap
- $2.94B
- P/E Ratio
- 7.7x
- Size
- mid-cap
- AI Forecast
ORI Old Republic International Corp
- Price
- $40.39 +2.3% · 6M
- Market Cap
- $9.69B
- P/E Ratio
- 7.5x
- Size
- mid-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Six-month price performance
Closing prices rebased to 100 at the start of the window.
Key facts
- ORI is 3.3 times larger than NMIH by market capitalization ($9.69B against $2.94B).
- ORI trades at 7.5 times trailing earnings, NMIH at 7.7 times.
- Over the last six months ORI returned +2.3% and NMIH +1.2%.
- NMIH turns 53.1% of its revenue into net income, against 11.2% for ORI.
- ORI carries 4.35 times debt per unit of equity, against 0.48 times for NMIH.
- Both companies share the SEC industry classification Surety Insurance.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | NMIH | ORI |
|---|---|---|
| Market Cap | $2.94B | $9.69B |
| P/E Ratio | 7.65x | 7.45x |
| P/B Ratio | 1.09x | 1.65x |
| EPS | $5.10 | $5.42 |
| Book Value/Share | $35.93 | $24.50 |
| Revenue/Share | $9.83 | $41.05 |
| FCF/Share | $5.64 | – |
Profitability & Margins
| Metric | NMIH | ORI |
|---|---|---|
| ROE | 14.5% | 18.8% |
| ROA | 9.8% | 3.5% |
| Net Margin | 53.1% | 11.2% |
| EBT Margin | 68.0% | 13.8% |
| Tax Rate | 22.0% | 18.6% |
Financial Health
| Metric | NMIH | ORI |
|---|---|---|
| D/E Ratio | 0.48x | 4.35x |
| Financial Leverage | 1.48x | 5.36x |
Cash Flow
| Metric | NMIH | ORI |
|---|---|---|
| Operating Cash Flow | $431M | $1.15B |
| Free Cash Flow | $424M | – |
| Capital Spending | -$7M | – |
| OCF Growth YoY | 9.7% | -11.3% |
| FCF Growth YoY | 9.7% | – |
| FCF/Sales | 57.4% | – |
| CapEx/Sales | 1.0% | – |
Operational Efficiency
| Metric | NMIH | ORI |
|---|---|---|
| Asset Turnover | 0.18x | 0.31x |
| Fixed Assets Turnover | 34.9x | – |
Income Statement
| Metric | NMIH | ORI |
|---|---|---|
| Total Revenue | $740M | $9.84B |
| Net Income | $393M | $1.10B |
Dividend & Shareholder Information
| Metric | NMIH | ORI |
|---|---|---|
| Shares Outstanding | 75M | 240M |
| Net Income Growth | 3.1% | 32.1% |
| EPS Growth | 6.7% | 131.6% |
NMIH vs ORI: stock comparison and AI forecast
Which is bigger, NMIH or ORI?
ORI is 3.3 times larger than NMIH by market capitalization ($9.69B against $2.94B).
Which is cheaper on earnings, NMIH or ORI?
ORI trades at 7.5 times trailing earnings, NMIH at 7.7 times.
Which stock performed better over the last six months, NMIH or ORI?
Over the last six months ORI returned +2.3% and NMIH +1.2%.
Which one does Intratio's AI model rank higher, NMIH or ORI?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
More comparisons
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.