Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Our AI ranks Baycom Corp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Baycom Corp is a small-cap company with a market capitalization of $340M. It ranks number 60 by market capitalization among the 60 State Commercial Banks issuers in our coverage with a current forecast. Its P/E Ratio of 32.45x is the highest of the 59 peers that report one. Its ROE of 3.9% is the lowest of the 52 peers that report one.
For BCML, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 16.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 1.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, BCML included.
Follow BCML free90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the State Commercial Banks peers listed below that report each metric.
| Metric | BCML | Rank |
|---|---|---|
| Market Cap | $340M | 60/60 |
| P/E Ratio | 32.45x | 1/59 |
| P/B Ratio | 1.01x | 50/57 |
| Dividend Yield | 2.88% | 19/51 |
| EPS | $0.96 | – |
| Book Value/Share | $30.71 | – |
| Revenue/Share | $8.76 | – |
| FCF/Share | $2.43 | – |
| Metric | BCML | Rank |
|---|---|---|
| ROE | 3.9% | 52/52 |
| ROA | 0.5% | 50/50 |
| Net Margin | 13.7% | 50/53 |
| EBT Margin | 20.8% | 55/58 |
| Tax Rate | 34.4% | – |
| Metric | BCML | Rank |
|---|---|---|
| D/E Ratio | 6.69x | 38/59 |
| Financial Leverage | 7.69x | 35/55 |
| Metric | BCML | Rank |
|---|---|---|
| Operating Cash Flow | $28M | 55/59 |
| Free Cash Flow | $27M | 42/45 |
| Capital Spending | -$2M | 1/45 |
| OCF Growth YoY | -14.9% | 48/54 |
| FCF Growth YoY | -17.2% | 36/40 |
| FCF/Sales | 27.7% | 34/44 |
| CapEx/Sales | 1.8% | 27/44 |
| Metric | BCML | Rank |
|---|---|---|
| Asset Turnover | 0.04x | 9/53 |
| Fixed Assets Turnover | 7.3x | 21/55 |
| Metric | BCML | Rank |
|---|---|---|
| Total Revenue | $96M | 57/57 |
| Net Income | $13M | 53/53 |
| Metric | BCML | Rank |
|---|---|---|
| Dividends Per Share | $0.90 | – |
| Payout Ratio | 93.8% | 1/51 |
| Shares Outstanding | 11M | – |
| Net Income Growth | -45.9% | 52/52 |
| EPS Growth | -56.0% | 57/57 |
| Cash & Short-term Investments | $22M | 0.8% of assets |
| Total Liabilities | $2.24B | 87.0% of assets |
Companies classified under the same SEC industry code as Baycom Corp (State Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| BCML Baycom Corp | ▲ | $340M |
| BNS Bank Of Nova Scotia | ▼ | $113.24B |
| DB Deutsche Bank Aktiengesellschaft | ▼ | $61.98B |
| FITB Fifth Third Bancorp | ▶ | $45.68B |
| STT State Street Corp | ▶ | $45.52B |
| BBD Bank Bradesco | ▶ | $41.97B |
| MTB M&T Bank Corp | ▶ | $31.09B |
| NTRS Northern Trust Corp | ▲ | $30.29B |
| CFG Citizens Financial Group Inc/Ri | ▲ | $26.69B |
| FCNCA First Citizens Bancshares Inc /De/ | ▶ | $23.98B |
| EWBC East West Bancorp Inc | ▼ | $17.38B |
| ALLY Ally Financial Inc. | ▶ | $11.46B |
| BPOP Popular, Inc. | ▼ | $10.13B |
| SSB Southstate Bank Corp | ▼ | $9.90B |
| WTFC Wintrust Financial Corp | ▶ | $9.72B |
| PB Prosperity Bancshares Inc | ▶ | $8.15B |
| WAL Western Alliance Bancorporation | ▶ | $8.13B |
| COLB Columbia Banking System, Inc. | ▶ | $8.05B |
| CBSH Commerce Bancshares Inc /Mo/ | ▼ | $7.99B |
| UBSI United Bankshares Inc/Wv | ▶ | $6.36B |
| HWC Hancock Whitney Corp | ▶ | $5.86B |
| HOMB Home Bancshares Inc | ▶ | $5.84B |
| GBCI Glacier Bancorp, Inc. | ▶ | $5.71B |
| ASB Associated Banc-Corp | ▶ | $5.47B |
| AUB Atlantic Union Bankshares Corp | ▼ | $5.44B |
| ABCB Ameris Bancorp | ▶ | $5.35B |
| FFIN First Financial Bankshares Inc | ▶ | $4.37B |
| SFBS Servisfirst Bancshares, Inc. | ▲ | $4.30B |
| IBOC International Bancshares Corp | ▶ | $4.19B |
| FBP First Bancorp /Pr/ | ▶ | $4.18B |
| UCB United Community Banks Inc | ▶ | $4.11B |
| CATY Cathay General Bancorp | ▶ | $4.00B |
| TCBI Texas Capital Bancshares Inc/Tx | ▶ | $3.96B |
| CVBF Cvb Financial Corp | ▶ | $3.85B |
| INDB Independent Bank Corp | ▶ | $3.78B |
| RNST Renasant Corp | ▶ | $3.65B |
| FIBK First Interstate Bancsystem Inc | ▶ | $3.32B |
| MCHB Mechanics Bancorp | ▶ | $3.18B |
| SBCF Seacoast Banking Corp Of Florida | ▶ | $3.15B |
| FHB First Hawaiian, Inc. | ▶ | $3.04B |
| BOH Bank Of Hawaii Corp | ▶ | $2.65B |
| FBK Fb Financial Corp | ▶ | $2.58B |
| CUBI Customers Bancorp, Inc. | ▶ | $2.53B |
| FBNC First Bancorp /Nc/ | ▶ | $2.50B |
| BUSE First Busey Corp /Nv/ | ▶ | $2.43B |
| SYBT Stock Yards Bancorp, Inc. | ▶ | $2.38B |
| BANR Banner Corp | ▶ | $2.30B |
| MBIN Merchants Bancorp | ▶ | $2.24B |
| OFG Ofg Bancorp | ▼ | $2.22B |
| EFSC Enterprise Financial Services Corp | ▶ | $2.17B |
| HTH Hilltop Holdings Inc. | ▶ | $2.11B |
| SRCE 1st Source Corp | ▼ | $2.07B |
| GABC German American Bancorp, Inc. | ▶ | $1.88B |
| RBCAA Republic Bancorp Inc /Ky/ | ▶ | $1.83B |
| STBA S&T Bancorp Inc | ▶ | $1.72B |
| BY Byline Bancorp, Inc. | ▶ | $1.68B |
| TCBK Trico Bancshares / | ▶ | $1.66B |
| CNOB Connectone Bancorp, Inc. | ▶ | $1.65B |
| QCRH Qcr Holdings Inc | ▶ | $1.62B |
| LOB Live Oak Bancshares, Inc. | ▲ | $1.62B |
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Our AI ranks Baycom Corp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
For BCML, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 16.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 1.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Baycom Corp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.
60 issuers in our coverage, BCML included, share the SEC industry code State Commercial Banks. The largest are: Bank Of Nova Scotia (BNS), Deutsche Bank Aktiengesellschaft (DB), Fifth Third Bancorp (FITB), State Street Corp (STT), Bank Bradesco (BBD), M&T Bank Corp (MTB).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.
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