Encore Capital Group Inc (ECPG) Stock Forecast Oct. 16, 2026
Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Encore Capital Group Inc (ECPG) stock forecast summary
Our AI ranks Encore Capital Group Inc outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Encore Capital Group Inc is a mid-cap company with a market capitalization of $2.16B. It ranks number 1 by market capitalization among the 6 Short-Term Business Credit Institutions issuers in our coverage with a current forecast.
For ECPG, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 49.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 29.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, ECPG included.
Follow ECPG freeECPG price chart and AI forecast
How ECPG ranks among 5184 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Encore Capital Group Inc (ECPG) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Short-Term Business Credit Institutions peers listed below that report each metric.
Valuation & Market
| Metric | ECPG | Rank |
|---|---|---|
| Market Cap | $2.16B | 1/6 |
| P/E Ratio | 7.73x | – |
| P/B Ratio | 2.00x | 3/6 |
| EPS | $13.16 | – |
| Book Value/Share | $50.86 | – |
| Revenue/Share | $89.64 | – |
| FCF/Share | $5.90 | – |
Profitability & Margins
| Metric | ECPG | Rank |
|---|---|---|
| ROE | 28.0% | – |
| ROA | 5.4% | – |
| Operating Margin | 37.7% | 2/5 |
| Net Margin | 15.9% | – |
| EBT Margin | 20.6% | 3/6 |
| Tax Rate | 23.1% | – |
Financial Health
| Metric | ECPG | Rank |
|---|---|---|
| D/E Ratio | 4.16x | 3/6 |
| Financial Leverage | 5.16x | 3/6 |
| Interest Coverage | 1.7x | 2/5 |
Cash Flow
| Metric | ECPG | Rank |
|---|---|---|
| Operating Cash Flow | $151M | 2/6 |
| Free Cash Flow | $125M | – |
| Capital Spending | -$26M | – |
| OCF Growth YoY | 21.8% | – |
| FCF Growth YoY | 30.1% | – |
| FCF/Sales | 6.6% | – |
| CapEx/Sales | 1.4% | – |
Operational Efficiency
| Metric | ECPG | Rank |
|---|---|---|
| Asset Turnover | 0.34x | – |
| Fixed Assets Turnover | 23.6x | – |
Income Statement
| Metric | ECPG | Rank |
|---|---|---|
| Total Revenue | $1.90B | – |
| Operating Income | $717M | 1/5 |
| Net Income | $302M | – |
Dividend & Shareholder Information
| Metric | ECPG | Rank |
|---|---|---|
| Shares Outstanding | 21M | – |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $183M | 3.3% of assets |
| Total Liabilities | $4.49B | 80.6% of assets |
ECPG quarterly financials and insider trading
Encore Capital Group Inc (ECPG) industry peers
Companies classified under the same SEC industry code as Encore Capital Group Inc (Short-Term Business Credit Institutions): 7 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up freeWhere ECPG sits on the market map
Encore Capital Group Inc (ECPG) stock news
Loading...
Encore Capital Group Inc (ECPG) stock forecast FAQ
What is the Encore Capital Group Inc (ECPG) stock forecast?
Our AI ranks Encore Capital Group Inc outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Encore Capital Group Inc stock predictions?
For ECPG, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 49.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 29.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Encore Capital Group Inc forecasts updated?
Encore Capital Group Inc forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.
Which companies are Encore Capital Group Inc's industry peers?
7 issuers in our coverage, ECPG included, share the SEC industry code Short-Term Business Credit Institutions. The largest are: Jefferson Capital, Inc. / De (JCAP), Pra Group Inc (PRAA), Stewards, Inc. (SWRD), Plumas Bancorp (PLBC), Old Market Capital Corp (OMCC), Totaligent, Inc. (TGNT).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.