Jefferson Capital, Inc. / De (JCAP) Stock Forecast Oct. 16, 2026
Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Jefferson Capital, Inc. / De (JCAP) stock forecast summary
Our AI ranks Jefferson Capital, Inc. / De outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Jefferson Capital, Inc. / De is a small-cap company with a market capitalization of $1.19B. It ranks number 2 by market capitalization among the 6 Short-Term Business Credit Institutions issuers in our coverage with a current forecast.
For JCAP, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -45.0%, measured on 198 forecast dates between 2025-08-15 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 6.0%, measured on 241 forecast dates between 2025-08-15 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.7%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)
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How JCAP ranks among 5171 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Jefferson Capital, Inc. / De (JCAP) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Short-Term Business Credit Institutions peers listed below that report each metric.
Valuation & Market
| Metric | JCAP | Rank |
|---|---|---|
| Market Cap | $1.19B | 2/6 |
| P/B Ratio | 2.50x | 2/6 |
| Dividend Yield | 5.09% | – |
| EPS | $-10.45 | – |
| Book Value/Share | $8.29 | – |
| Revenue/Share | $14.18 | – |
Profitability & Margins
| Metric | JCAP | Rank |
|---|---|---|
| Operating Margin | 48.1% | 1/5 |
| EBT Margin | 32.0% | 2/6 |
| Tax Rate | 16.0% | – |
Financial Health
| Metric | JCAP | Rank |
|---|---|---|
| D/E Ratio | 3.38x | 5/6 |
| Financial Leverage | 4.38x | 5/6 |
| Interest Coverage | 2.8x | 1/5 |
Cash Flow
| Metric | JCAP | Rank |
|---|---|---|
| Operating Cash Flow | $221M | 1/6 |
Operational Efficiency
| Metric | JCAP | Rank |
|---|---|---|
| Asset Turnover | 0.39x | – |
| Receivables Turnover | 48.2x | – |
| Fixed Assets Turnover | 476.1x | – |
| Days Sales Outstanding | 8 days | – |
Income Statement
| Metric | JCAP | Rank |
|---|---|---|
| Total Revenue | $815M | – |
| Operating Income | $391M | 2/5 |
Dividend & Shareholder Information
| Metric | JCAP | Rank |
|---|---|---|
| Dividends Per Share | $1.06 | – |
| Shares Outstanding | 57M | – |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $20M | 1.0% of assets |
| Accounts Receivable | $17M | 0.8% of assets |
| Total Liabilities | $1.61B | 77.1% of assets |
JCAP quarterly financials and insider trading
Jefferson Capital, Inc. / De (JCAP) industry peers
Companies classified under the same SEC industry code as Jefferson Capital, Inc. / De (Short-Term Business Credit Institutions): 7 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
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Jefferson Capital, Inc. / De (JCAP) stock news
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Jefferson Capital, Inc. / De (JCAP) stock forecast FAQ
What is the Jefferson Capital, Inc. / De (JCAP) stock forecast?
Our AI ranks Jefferson Capital, Inc. / De outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Jefferson Capital, Inc. / De stock predictions?
For JCAP, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -45.0%, measured on 198 forecast dates between 2025-08-15 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 6.0%, measured on 241 forecast dates between 2025-08-15 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Jefferson Capital, Inc. / De forecasts updated?
Jefferson Capital, Inc. / De forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.
Which companies are Jefferson Capital, Inc. / De's industry peers?
7 issuers in our coverage, JCAP included, share the SEC industry code Short-Term Business Credit Institutions. The largest are: Encore Capital Group Inc (ECPG), Pra Group Inc (PRAA), Stewards, Inc. (SWRD), Plumas Bancorp (PLBC), Old Market Capital Corp (OMCC), Totaligent, Inc. (TGNT).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.