First Financial Bankshares Releases Q3 2026 Financial Results
First Financial Bankshares, Inc. reported Q3 2026 diluted earnings of $0.52 per share. EPS was up 44.4% from $0.36 in Q3 2025 ...
Model output · Signal date 2026-10-16
First Financial Bankshares Inc (FFIN) Stock Forecast Oct. 16, 2026
Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Rating · 90D
Alpha
90-day forecast
Sign up free to reveal
30-day forecast
Alpha
Rank in coverage
Middle 30%
of 5172 stocks scored
Rank correlation · 90D
21.0%
Spearman, 357 dates
Market Cap
$4.37B
mid-cap · #26 of 60 peers
Summary
First Financial Bankshares Inc (FFIN) stock forecast summary
On Oct. 16, 2026, FFIN is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5172 stocks scored that day.
First Financial Bankshares Inc is a mid-cap company with a market capitalization of $4.37B. It ranks number 26 by market capitalization among the 60 State Commercial Banks issuers in our coverage with a current forecast.
For FFIN, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 21.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 9.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)
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FFIN price chart and AI forecast
Cross-section · 2026-10-16
How FFIN ranks among 5172 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Fundamentals · 2026-06-30
First Financial Bankshares Inc (FFIN) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the State Commercial Banks peers listed below that report each metric.
Valuation & Market
| Metric | FFIN | Rank |
|---|---|---|
| Market Cap | $4.37B | 26/60 |
| P/E Ratio | 16.93x | 7/59 |
| P/B Ratio | 4.15x | 2/57 |
| Dividend Yield | 2.49% | 28/51 |
| EPS | $1.80 | – |
| Book Value/Share | $7.35 | – |
| Revenue/Share | $4.45 | – |
| FCF/Share | $2.27 | – |
Profitability & Margins
| Metric | FFIN | Rank |
|---|---|---|
| ROE | 14.6% | 8/52 |
| Net Margin | 41.2% | 7/53 |
| EBT Margin | 87.9% | 3/58 |
| Tax Rate | 18.0% | – |
Financial Health
| Metric | FFIN | Rank |
|---|---|---|
| D/E Ratio | 6.34x | 46/59 |
Cash Flow
| Metric | FFIN | Rank |
|---|---|---|
| Operating Cash Flow | $347M | 34/59 |
| Free Cash Flow | $325M | 23/45 |
| Capital Spending | -$21M | 25/45 |
| OCF Growth YoY | 14.3% | 29/54 |
| FCF Growth YoY | 11.9% | 23/40 |
| FCF/Sales | 51.0% | 7/44 |
| CapEx/Sales | 3.4% | 10/44 |
Operational Efficiency
| Metric | FFIN | Rank |
|---|---|---|
| Fixed Assets Turnover | 4.1x | 34/55 |
Income Statement
| Metric | FFIN | Rank |
|---|---|---|
| Total Revenue | $637M | 43/57 |
| Net Income | $154M | 44/53 |
Dividend & Shareholder Information
| Metric | FFIN | Rank |
|---|---|---|
| Dividends Per Share | $0.76 | – |
| Payout Ratio | 42.2% | 15/51 |
| Shares Outstanding | 143M | – |
| Net Income Growth | 0.0% | 46/52 |
| EPS Growth | 8.4% | 41/57 |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $572M | 7.4% of assets |
| Total Liabilities | $6.68B | 86.4% of assets |
Quarterly Financial Reports
FFIN quarterly financials and insider trading
Industry Peers · State Commercial Banks
First Financial Bankshares Inc (FFIN) industry peers
Companies classified under the same SEC industry code as First Financial Bankshares Inc (State Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| FFIN First Financial Bankshares Inc | ▶ | $4.37B |
| BNS Bank Of Nova Scotia | ▼ | $113.24B |
| DB Deutsche Bank Aktiengesellschaft | ▼ | $61.98B |
| FITB Fifth Third Bancorp | ▶ | $45.68B |
| STT State Street Corp | ▶ | $45.52B |
| BBD Bank Bradesco | ▶ | $41.97B |
| MTB M&T Bank Corp | ▶ | $31.09B |
| NTRS Northern Trust Corp | ▲ | $30.29B |
| CFG Citizens Financial Group Inc/Ri | ▲ | $26.69B |
| FCNCA First Citizens Bancshares Inc /De/ | ▶ | $23.98B |
| EWBC East West Bancorp Inc | ▼ | $17.38B |
| ALLY Ally Financial Inc. | ▶ | $11.46B |
| BPOP Popular, Inc. | ▼ | $10.13B |
| SSB Southstate Bank Corp | ▼ | $9.90B |
| WTFC Wintrust Financial Corp | ▶ | $9.72B |
| PB Prosperity Bancshares Inc | ▶ | $8.15B |
| WAL Western Alliance Bancorporation | ▶ | $8.13B |
| COLB Columbia Banking System, Inc. | ▶ | $8.05B |
| CBSH Commerce Bancshares Inc /Mo/ | ▼ | $7.99B |
| UBSI United Bankshares Inc/Wv | ▶ | $6.36B |
| HWC Hancock Whitney Corp | ▶ | $5.86B |
| HOMB Home Bancshares Inc | ▶ | $5.84B |
| GBCI Glacier Bancorp, Inc. | ▶ | $5.71B |
| ASB Associated Banc-Corp | ▶ | $5.47B |
| AUB Atlantic Union Bankshares Corp | ▼ | $5.44B |
| ABCB Ameris Bancorp | ▶ | $5.35B |
| SFBS Servisfirst Bancshares, Inc. | ▲ | $4.30B |
| IBOC International Bancshares Corp | ▶ | $4.19B |
| FBP First Bancorp /Pr/ | ▶ | $4.18B |
| UCB United Community Banks Inc | ▶ | $4.11B |
| CATY Cathay General Bancorp | ▶ | $4.00B |
| TCBI Texas Capital Bancshares Inc/Tx | ▶ | $3.96B |
| CVBF Cvb Financial Corp | ▶ | $3.85B |
| INDB Independent Bank Corp | ▶ | $3.78B |
| RNST Renasant Corp | ▶ | $3.65B |
| FIBK First Interstate Bancsystem Inc | ▶ | $3.32B |
| MCHB Mechanics Bancorp | ▶ | $3.18B |
| SBCF Seacoast Banking Corp Of Florida | ▶ | $3.15B |
| FHB First Hawaiian, Inc. | ▶ | $3.04B |
| BOH Bank Of Hawaii Corp | ▶ | $2.65B |
| FBK Fb Financial Corp | ▶ | $2.58B |
| CUBI Customers Bancorp, Inc. | ▶ | $2.53B |
| FBNC First Bancorp /Nc/ | ▶ | $2.50B |
| BUSE First Busey Corp /Nv/ | ▶ | $2.43B |
| SYBT Stock Yards Bancorp, Inc. | ▶ | $2.38B |
| BANR Banner Corp | ▶ | $2.30B |
| MBIN Merchants Bancorp | ▶ | $2.24B |
| OFG Ofg Bancorp | ▼ | $2.22B |
| EFSC Enterprise Financial Services Corp | ▶ | $2.17B |
| HTH Hilltop Holdings Inc. | ▶ | $2.11B |
| SRCE 1st Source Corp | ▼ | $2.07B |
| GABC German American Bancorp, Inc. | ▶ | $1.88B |
| RBCAA Republic Bancorp Inc /Ky/ | ▶ | $1.83B |
| STBA S&T Bancorp Inc | ▶ | $1.72B |
| BY Byline Bancorp, Inc. | ▶ | $1.68B |
| TCBK Trico Bancshares / | ▶ | $1.66B |
| CNOB Connectone Bancorp, Inc. | ▶ | $1.65B |
| QCRH Qcr Holdings Inc | ▶ | $1.62B |
| LOB Live Oak Bancshares, Inc. | ▲ | $1.62B |
| OBK Origin Bancorp, Inc. | ▶ | $1.59B |
Where FFIN sits on the market map
Finance · State Commercial Banks
News
First Financial Bankshares Inc (FFIN) stock news
First Financial Bankshares, Inc., First Financial Bank Announce Promotion of David Bailey to CEO
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First Financial Bankshares, Inc. Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2026
First Financial Bankshares, Inc. reported earnings results for the third quarter and nine months ended September 30, 2026. For the third quarter, the company reported net interest income was USD ...
FAQ
First Financial Bankshares Inc (FFIN) stock forecast FAQ
What is the First Financial Bankshares Inc (FFIN) stock forecast?
On Oct. 16, 2026, FFIN is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5172 stocks scored that day.
How accurate are First Financial Bankshares Inc stock predictions?
For FFIN, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 21.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 9.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are First Financial Bankshares Inc forecasts updated?
First Financial Bankshares Inc forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.
Which companies are First Financial Bankshares Inc's industry peers?
60 issuers in our coverage, FFIN included, share the SEC industry code State Commercial Banks. The largest are: Bank Of Nova Scotia (BNS), Deutsche Bank Aktiengesellschaft (DB), Fifth Third Bancorp (FITB), State Street Corp (STT), Bank Bradesco (BBD), M&T Bank Corp (MTB).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.