Orange County Bancorp, Inc. /De/ (OBT) stock forecast summary
Our AI scores Orange County Bancorp, Inc. /De/ every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
Orange County Bancorp, Inc. /De/ is a small-cap company with a market capitalization of $530M.
It ranks number 60 by market capitalization among the 60 State Commercial Banks issuers in our coverage with a current forecast.
For OBT, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -11.0%, measured on 358 forecast dates between 2022-08-22 and 2026-08-11 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -1.0%, measured on 401 forecast dates between 2022-08-22 and 2026-10-09. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does.
Ratings: strong buy ≥ +3.1%, buy ≥ +1.5%, sell < -0.5%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-11-06 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, OBT included.
Price
OBT price chart and AI forecast
OBT
Cross-section · 2026-11-06
How OBT ranks among 5150 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Orange County Bancorp, Inc. /De/ (OBT) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the State Commercial Banks peers listed below that report each metric.
Valuation & Market
Metric
OBT
Industry median
Rank
Market Cap
$530M
$4.29B
60/60
P/E Ratio
11.35x
11.89x
40/58
P/B Ratio
1.73x
1.32x
11/57
Dividend Yield
1.69%
2.62%
43/51
EPS
$3.48
–
–
Book Value/Share
$22.87
–
–
Revenue/Share
$9.15
–
–
FCF/Share
$4.82
–
–
Profitability & Margins
Metric
OBT
Industry median
Rank
ROE
15.5%
10.7%
8/55
ROA
1.7%
1.3%
10/52
Net Margin
38.6%
31.5%
12/56
EBT Margin
43.1%
39.8%
22/57
Tax Rate
10.3%
–
–
Financial Health
Metric
OBT
Industry median
Rank
D/E Ratio
8.13x
7.37x
21/59
Financial Leverage
9.13x
8.30x
18/54
Cash Flow
Metric
OBT
Industry median
Rank
Operating Cash Flow
$67M
$420M
54/58
Free Cash Flow
$65M
$316M
42/45
Capital Spending
-$2M
-$19M
1/45
OCF Growth YoY
190.8%
19.8%
4/55
FCF Growth YoY
217.6%
23.3%
4/43
FCF/Sales
52.7%
37.7%
9/44
CapEx/Sales
1.7%
1.9%
25/44
Operational Efficiency
Metric
OBT
Industry median
Rank
Asset Turnover
0.04x
0.04x
11/52
Fixed Assets Turnover
7.9x
5.5x
19/55
Income Statement
Metric
OBT
Industry median
Rank
Total Revenue
$123M
$1.11B
57/57
Net Income
$47M
$343M
56/56
Dividend & Shareholder Information
Metric
OBT
Industry median
Rank
Dividends Per Share
$0.67
–
–
Payout Ratio
19.2%
28.9%
44/51
Shares Outstanding
13M
–
–
Net Income Growth
60.4%
19.3%
10/55
EPS Growth
95.0%
21.1%
7/55
Balance Sheet Highlights (USD millions)
Cash & Short-term Investments
$335M
12.0% of assets
Total Liabilities
$2.49B
89.1% of assets
Quarterly Financial Reports
OBT quarterly financials and insider trading
Industry Peers · State Commercial Banks
Orange County Bancorp, Inc. /De/ (OBT) industry peers
Companies classified under the same SEC industry code as Orange County Bancorp, Inc. /De/ (State Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
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Shares of Orange County Bancorp, Inc. (OBT) have been strong performers lately, with the stock up 16.7% over the past month. The stock hit a new 52-week high of $35.07 in the previous session. Orange ...
FAQ
Orange County Bancorp, Inc. /De/ (OBT) stock forecast FAQ
What is the Orange County Bancorp, Inc. /De/ (OBT) stock forecast?
Our AI scores Orange County Bancorp, Inc. /De/ every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
How accurate are Orange County Bancorp, Inc. /De/ stock predictions?
For OBT, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -11.0%, measured on 358 forecast dates between 2022-08-22 and 2026-08-11 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -1.0%, measured on 401 forecast dates between 2022-08-22 and 2026-10-09. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Orange County Bancorp, Inc. /De/ forecasts updated?
Orange County Bancorp, Inc. /De/ forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 9, 2026.
Which companies are Orange County Bancorp, Inc. /De/'s industry peers?
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.
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