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Model output · Signal date 2026-10-16

Richmond Mutual Bancorporation, Inc. (RMBI) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Total · absolute moveSwitch to Alpha · Nasdaq

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Rating · 90D Neutral Total
90-day forecast Sign up free to reveal
30-day forecast Total
Rank in coverage Middle 30% of 5172 stocks scored
Rank correlation · 90D 24.0% Spearman, 357 dates
Market Cap $257M small-cap · #60 of 60 peers
Summary

Richmond Mutual Bancorporation, Inc. (RMBI) stock forecast summary

On Oct. 16, 2026, RMBI is rated Neutral: its 90-day Total forecast sits in the middle 30% of the 5172 stocks scored that day.

Richmond Mutual Bancorporation, Inc. is a small-cap company with a market capitalization of $257M. It ranks number 60 by market capitalization among the 60 State Commercial Banks issuers in our coverage with a current forecast.

For RMBI, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 24.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 33.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected absolute price move over the horizon, market included. This is the number a price target is built from. Ratings: strong buy ≥ +5.1%, buy ≥ +3.4%, sell < +1.8%, strong sell < +0.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, RMBI included.

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Price

RMBI price chart and AI forecast

RMBI
Cross-section · 2026-10-16

How RMBI ranks among 5172 stocks

90D Total forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Richmond Mutual Bancorporation, Inc. (RMBI) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the State Commercial Banks peers listed below that report each metric.

Valuation & Market

MetricRMBIIndustry medianRank
Market Cap $257M $4.06B 60/60
P/E Ratio 13.57x 11.91x 21/59
P/B Ratio 1.73x 1.24x 10/57
Dividend Yield 2.27% 2.69% 34/51
EPS $1.13 – –
Book Value/Share $8.85 – –
Revenue/Share $2.97 – –
FCF/Share $0.80 – –

Profitability & Margins

MetricRMBIIndustry medianRank
ROE 8.1% 10.3% 43/52
ROA 0.8% 1.2% 49/50
Net Margin 24.1% 31.4% 46/53
EBT Margin 28.8% 40.0% 53/58
Tax Rate 16.3% – –

Financial Health

MetricRMBIIndustry medianRank
D/E Ratio 9.47x 7.32x 14/59
Financial Leverage 10.47x 8.32x 12/55

Cash Flow

MetricRMBIIndustry medianRank
Operating Cash Flow $15M $432M 55/59
Free Cash Flow $13M $325M 42/45
Capital Spending -$1M -$18M 1/45
OCF Growth YoY -11.6% 15.9% 47/54
FCF Growth YoY -14.4% 15.0% 36/40
FCF/Sales 27.1% 34.3% 35/44
CapEx/Sales 2.5% 2.1% 14/44

Operational Efficiency

MetricRMBIIndustry medianRank
Asset Turnover 0.03x 0.04x 41/53
Fixed Assets Turnover 3.7x 5.5x 38/55

Income Statement

MetricRMBIIndustry medianRank
Total Revenue $50M $1.10B 57/57
Net Income $12M $347M 53/53

Dividend & Shareholder Information

MetricRMBIIndustry medianRank
Dividends Per Share $0.35 – –
Payout Ratio 31.0% 33.5% 30/51
Shares Outstanding 17M – –
Net Income Growth 26.3% 21.4% 22/52
EPS Growth 15.3% 17.5% 34/57

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$35M2.2% of assets
Total Liabilities$1.40B90.4% of assets
Quarterly Financial Reports

RMBI quarterly financials and insider trading

Industry Peers · State Commercial Banks

Richmond Mutual Bancorporation, Inc. (RMBI) industry peers

Companies classified under the same SEC industry code as Richmond Mutual Bancorporation, Inc. (State Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Total) Market Cap P/E Ratio P/B Ratio
RMBI Richmond Mutual Bancorporation, Inc. ▶ $257M 13.6x 1.7x
BNS Bank Of Nova Scotia ▼ $113.24B 11.9x –
DB Deutsche Bank Aktiengesellschaft ▼ $61.98B 9.2x –
FITB Fifth Third Bancorp ▶ $45.68B 14.5x 1.3x
STT State Street Corp ▶ $45.52B 14.6x 1.6x
BBD Bank Bradesco ▶ $41.97B – –
MTB M&T Bank Corp ▶ $31.09B 11.4x 1.1x
NTRS Northern Trust Corp ▲ $30.29B 18.5x 2.3x
CFG Citizens Financial Group Inc/Ri ▲ $26.69B 11.8x 1.0x
FCNCA First Citizens Bancshares Inc /De/ ▶ $23.98B 11.4x 1.1x
EWBC East West Bancorp Inc ▼ $17.38B 12.2x 1.9x
ALLY Ally Financial Inc. ▶ $11.46B 15.0x 0.7x
BPOP Popular, Inc. ▼ $10.13B 10.8x 1.6x
SSB Southstate Bank Corp ▼ $9.90B 9.8x 1.1x
WTFC Wintrust Financial Corp ▶ $9.72B 11.6x 1.3x
PB Prosperity Bancshares Inc ▼ $8.15B 11.8x 1.0x
WAL Western Alliance Bancorporation ▶ $8.13B 8.4x 1.0x
COLB Columbia Banking System, Inc. ▶ $8.05B 12.4x 1.1x
CBSH Commerce Bancshares Inc /Mo/ ▼ $7.99B 13.9x 3.2x
UBSI United Bankshares Inc/Wv ▼ $6.36B 13.9x 1.2x
HWC Hancock Whitney Corp ▶ $5.86B 16.2x 1.3x
HOMB Home Bancshares Inc ▼ $5.84B 12.2x 1.3x
GBCI Glacier Bancorp, Inc. ▶ $5.71B 19.1x 1.3x
ASB Associated Banc-Corp ▶ $5.47B 10.5x 1.0x
AUB Atlantic Union Bankshares Corp ▼ $5.44B 12.6x 1.1x
ABCB Ameris Bancorp ▶ $5.35B 14.4x 1.3x
FFIN First Financial Bankshares Inc ▶ $4.37B 16.9x 4.2x
SFBS Servisfirst Bancshares, Inc. ▶ $4.30B 6.7x 2.2x
IBOC International Bancshares Corp ▼ $4.19B 10.2x 1.2x
FBP First Bancorp /Pr/ ▼ $4.18B 12.1x 2.1x
UCB United Community Banks Inc ▼ $4.11B 11.6x 1.1x
CATY Cathay General Bancorp ▶ $4.00B 9.8x 1.3x
TCBI Texas Capital Bancshares Inc/Tx ▶ $3.96B 10.6x 1.1x
CVBF Cvb Financial Corp ▶ $3.85B 15.2x 1.2x
INDB Independent Bank Corp ▶ $3.78B 14.4x 1.1x
RNST Renasant Corp ▼ $3.65B 13.3x 0.9x
FIBK First Interstate Bancsystem Inc ▶ $3.32B 11.2x 1.0x
MCHB Mechanics Bancorp ▶ $3.18B 8.2x 7.9x
SBCF Seacoast Banking Corp Of Florida ▶ $3.15B 20.1x 1.2x
FHB First Hawaiian, Inc. ▼ $3.04B 11.2x 1.1x
BOH Bank Of Hawaii Corp ▼ $2.65B 10.6x 1.4x
FBK Fb Financial Corp ▶ $2.58B 11.2x 1.3x
CUBI Customers Bancorp, Inc. ▶ $2.53B 8.8x 1.2x
FBNC First Bancorp /Nc/ ▶ $2.50B 14.7x 1.5x
BUSE First Busey Corp /Nv/ ▶ $2.43B 17.9x 1.0x
SYBT Stock Yards Bancorp, Inc. ▼ $2.38B 15.3x 1.9x
BANR Banner Corp ▼ $2.30B 11.2x 3.4x
MBIN Merchants Bancorp ▶ $2.24B 8.3x 0.9x
OFG Ofg Bancorp ▼ $2.22B 10.4x 1.6x
EFSC Enterprise Financial Services Corp ▶ $2.17B 11.9x 1.1x
HTH Hilltop Holdings Inc. ▶ $2.11B 13.7x 1.0x
SRCE 1st Source Corp ▼ $2.07B 12.3x 1.6x
GABC German American Bancorp, Inc. ▼ $1.88B 15.4x 1.6x
RBCAA Republic Bancorp Inc /Ky/ ▶ $1.83B 14.3x 1.6x
STBA S&T Bancorp Inc ▼ $1.72B 13.3x 1.2x
BY Byline Bancorp, Inc. ▼ $1.68B 11.9x 1.3x
TCBK Trico Bancshares / ▶ $1.66B 10.5x 1.2x
CNOB Connectone Bancorp, Inc. ▶ $1.65B 10.3x 1.0x
QCRH Qcr Holdings Inc ▼ $1.62B 11.7x 1.4x
LOB Live Oak Bancshares, Inc. ▲ $1.62B 27.9x 1.2x

Where RMBI sits on the market map

Finance · State Commercial Banks
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News

Richmond Mutual Bancorporation, Inc. (RMBI) stock news

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FAQ

Richmond Mutual Bancorporation, Inc. (RMBI) stock forecast FAQ

What is the Richmond Mutual Bancorporation, Inc. (RMBI) stock forecast?

On Oct. 16, 2026, RMBI is rated Neutral: its 90-day Total forecast sits in the middle 30% of the 5172 stocks scored that day.

How accurate are Richmond Mutual Bancorporation, Inc. stock predictions?

For RMBI, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 24.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 33.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Richmond Mutual Bancorporation, Inc. forecasts updated?

Richmond Mutual Bancorporation, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Richmond Mutual Bancorporation, Inc.'s industry peers?

60 issuers in our coverage, RMBI included, share the SEC industry code State Commercial Banks. The largest are: Bank Of Nova Scotia (BNS), Deutsche Bank Aktiengesellschaft (DB), Fifth Third Bancorp (FITB), State Street Corp (STT), Bank Bradesco (BBD), M&T Bank Corp (MTB).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.