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Model output · Signal date 2026-10-16

Texas Capital Bancshares Inc/Tx (TCBI) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Total · absolute moveSwitch to Alpha · Nasdaq

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Rating · 90D Neutral Total
90-day forecast Sign up free to reveal
30-day forecast Total
Rank in coverage Middle 30% of 5172 stocks scored
Rank correlation · 90D 31.0% Spearman, 357 dates
Market Cap $3.96B mid-cap · #32 of 60 peers
Summary

Texas Capital Bancshares Inc/Tx (TCBI) stock forecast summary

On Oct. 16, 2026, TCBI is rated Neutral: its 90-day Total forecast sits in the middle 30% of the 5172 stocks scored that day.

Texas Capital Bancshares Inc/Tx is a mid-cap company with a market capitalization of $3.96B. It ranks number 32 by market capitalization among the 60 State Commercial Banks issuers in our coverage with a current forecast.

For TCBI, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 31.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 39.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected absolute price move over the horizon, market included. This is the number a price target is built from. Ratings: strong buy ≥ +5.0%, buy ≥ +3.4%, sell < +1.8%, strong sell < +0.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, TCBI included.

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Price

TCBI price chart and AI forecast

TCBI
Cross-section · 2026-10-16

How TCBI ranks among 5172 stocks

90D Total forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Texas Capital Bancshares Inc/Tx (TCBI) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the State Commercial Banks peers listed below that report each metric.

Valuation & Market

MetricTCBIIndustry medianRank
Market Cap $3.96B $4.06B 32/60
P/E Ratio 10.60x 11.91x 45/59
P/B Ratio 1.09x 1.24x 40/57
EPS $8.60 – –
Book Value/Share $83.90 – –
Revenue/Share $29.22 – –
FCF/Share $10.85 – –

Profitability & Margins

MetricTCBIIndustry medianRank
ROE 10.0% 10.5% 33/52
ROA 1.1% 1.2% 36/49
Net Margin 28.7% 31.4% 36/53
EBT Margin 37.5% 40.1% 38/58
Tax Rate 23.5% – –

Financial Health

MetricTCBIIndustry medianRank
D/E Ratio 8.30x 7.32x 17/59
Financial Leverage 9.30x 8.30x 14/54

Cash Flow

MetricTCBIIndustry medianRank
Operating Cash Flow $488M $432M 24/59
Free Cash Flow $472M $325M 14/45
Capital Spending -$16M -$19M 18/45
OCF Growth YoY 17.5% 17.9% 28/54
FCF Growth YoY 22.7% 18.5% 19/40
FCF/Sales 37.1% 34.9% 17/44
CapEx/Sales 1.3% 2.1% 33/44

Operational Efficiency

MetricTCBIIndustry medianRank
Asset Turnover 0.04x 0.04x 9/52
Fixed Assets Turnover 13.8x 5.5x 5/55

Income Statement

MetricTCBIIndustry medianRank
Total Revenue $1.27B $1.10B 22/57
Net Income $365M $347M 26/53

Dividend & Shareholder Information

MetricTCBIIndustry medianRank
Shares Outstanding 43M – –
Net Income Growth 171.9% 21.2% 3/52
EPS Growth 317.5% 17.8% 2/57

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$3.70B10.9% of assets
Total Liabilities$30.27B89.3% of assets
Quarterly Financial Reports

TCBI quarterly financials and insider trading

Industry Peers · State Commercial Banks

Texas Capital Bancshares Inc/Tx (TCBI) industry peers

Companies classified under the same SEC industry code as Texas Capital Bancshares Inc/Tx (State Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Total) Market Cap P/E Ratio P/B Ratio
TCBI Texas Capital Bancshares Inc/Tx ▶ $3.96B 10.6x 1.1x
BNS Bank Of Nova Scotia ▼ $113.24B 11.9x –
DB Deutsche Bank Aktiengesellschaft ▼ $61.98B 9.2x –
FITB Fifth Third Bancorp ▶ $45.68B 14.5x 1.3x
STT State Street Corp ▶ $45.52B 14.6x 1.6x
BBD Bank Bradesco ▶ $41.97B – –
MTB M&T Bank Corp ▶ $31.09B 11.4x 1.1x
NTRS Northern Trust Corp ▲ $30.29B 18.5x 2.3x
CFG Citizens Financial Group Inc/Ri ▲ $26.69B 11.8x 1.0x
FCNCA First Citizens Bancshares Inc /De/ ▶ $23.98B 11.4x 1.1x
EWBC East West Bancorp Inc ▼ $17.38B 12.2x 1.9x
ALLY Ally Financial Inc. ▶ $11.46B 15.0x 0.7x
BPOP Popular, Inc. ▼ $10.13B 10.8x 1.6x
SSB Southstate Bank Corp ▼ $9.90B 9.8x 1.1x
WTFC Wintrust Financial Corp ▶ $9.72B 11.6x 1.3x
PB Prosperity Bancshares Inc ▼ $8.15B 11.8x 1.0x
WAL Western Alliance Bancorporation ▶ $8.13B 8.4x 1.0x
COLB Columbia Banking System, Inc. ▶ $8.05B 12.4x 1.1x
CBSH Commerce Bancshares Inc /Mo/ ▼ $7.99B 13.9x 3.2x
UBSI United Bankshares Inc/Wv ▼ $6.36B 13.9x 1.2x
HWC Hancock Whitney Corp ▶ $5.86B 16.2x 1.3x
HOMB Home Bancshares Inc ▼ $5.84B 12.2x 1.3x
GBCI Glacier Bancorp, Inc. ▶ $5.71B 19.1x 1.3x
ASB Associated Banc-Corp ▼ $5.47B 10.5x 1.0x
AUB Atlantic Union Bankshares Corp ▼ $5.44B 12.6x 1.1x
ABCB Ameris Bancorp ▼ $5.35B 14.4x 1.3x
FFIN First Financial Bankshares Inc ▶ $4.37B 16.9x 4.2x
SFBS Servisfirst Bancshares, Inc. ▶ $4.30B 6.7x 2.2x
IBOC International Bancshares Corp ▼ $4.19B 10.2x 1.2x
FBP First Bancorp /Pr/ ▼ $4.18B 12.1x 2.1x
UCB United Community Banks Inc ▼ $4.11B 11.6x 1.1x
CATY Cathay General Bancorp ▶ $4.00B 9.8x 1.3x
CVBF Cvb Financial Corp ▶ $3.85B 15.2x 1.2x
INDB Independent Bank Corp ▶ $3.78B 14.4x 1.1x
RNST Renasant Corp ▼ $3.65B 13.3x 0.9x
FIBK First Interstate Bancsystem Inc ▶ $3.32B 11.2x 1.0x
MCHB Mechanics Bancorp ▶ $3.18B 8.2x 7.9x
SBCF Seacoast Banking Corp Of Florida ▶ $3.15B 20.1x 1.2x
FHB First Hawaiian, Inc. ▼ $3.04B 11.2x 1.1x
BOH Bank Of Hawaii Corp ▼ $2.65B 10.6x 1.4x
FBK Fb Financial Corp ▶ $2.58B 11.2x 1.3x
CUBI Customers Bancorp, Inc. ▶ $2.53B 8.8x 1.2x
FBNC First Bancorp /Nc/ ▶ $2.50B 14.7x 1.5x
BUSE First Busey Corp /Nv/ ▶ $2.43B 17.9x 1.0x
SYBT Stock Yards Bancorp, Inc. ▼ $2.38B 15.3x 1.9x
BANR Banner Corp ▼ $2.30B 11.2x 3.4x
MBIN Merchants Bancorp ▶ $2.24B 8.3x 0.9x
OFG Ofg Bancorp ▼ $2.22B 10.4x 1.6x
EFSC Enterprise Financial Services Corp ▶ $2.17B 11.9x 1.1x
HTH Hilltop Holdings Inc. ▶ $2.11B 13.7x 1.0x
SRCE 1st Source Corp ▼ $2.07B 12.3x 1.6x
GABC German American Bancorp, Inc. ▼ $1.88B 15.4x 1.6x
RBCAA Republic Bancorp Inc /Ky/ ▶ $1.83B 14.3x 1.6x
STBA S&T Bancorp Inc ▼ $1.72B 13.3x 1.2x
BY Byline Bancorp, Inc. ▼ $1.68B 11.9x 1.3x
TCBK Trico Bancshares / ▶ $1.66B 10.5x 1.2x
CNOB Connectone Bancorp, Inc. ▶ $1.65B 10.3x 1.0x
QCRH Qcr Holdings Inc ▼ $1.62B 11.7x 1.4x
LOB Live Oak Bancshares, Inc. ▲ $1.62B 27.9x 1.2x
OBK Origin Bancorp, Inc. ▼ $1.59B 17.1x 2.5x

Where TCBI sits on the market map

Finance · State Commercial Banks
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News

Texas Capital Bancshares Inc/Tx (TCBI) stock news

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FAQ

Texas Capital Bancshares Inc/Tx (TCBI) stock forecast FAQ

What is the Texas Capital Bancshares Inc/Tx (TCBI) stock forecast?

On Oct. 16, 2026, TCBI is rated Neutral: its 90-day Total forecast sits in the middle 30% of the 5172 stocks scored that day.

How accurate are Texas Capital Bancshares Inc/Tx stock predictions?

For TCBI, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 31.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 39.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Texas Capital Bancshares Inc/Tx forecasts updated?

Texas Capital Bancshares Inc/Tx forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Texas Capital Bancshares Inc/Tx's industry peers?

60 issuers in our coverage, TCBI included, share the SEC industry code State Commercial Banks. The largest are: Bank Of Nova Scotia (BNS), Deutsche Bank Aktiengesellschaft (DB), Fifth Third Bancorp (FITB), State Street Corp (STT), Bank Bradesco (BBD), M&T Bank Corp (MTB).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.