ATLO vs CBNK: stock comparison and AI forecast
Ames National Corp (ATLO) and Capital Bancorp Inc (CBNK) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
ATLO Ames National Corp
- Market Cap
- $300M
- P/E Ratio
- 12.8x
- Size
- small-cap
- AI Forecast
CBNK Capital Bancorp Inc
- Market Cap
- $691M
- P/E Ratio
- 10.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- CBNK is 2.3 times larger than ATLO by market capitalization ($691M against $300M).
- CBNK trades at 10.2 times trailing earnings, ATLO at 12.8 times.
- ATLO turns 33.0% of its revenue into net income, against 22.4% for CBNK.
- ATLO carries 9.12 times debt per unit of equity, against 7.81 times for CBNK.
- ATLO yields 2.71% in dividends and CBNK 1.18%.
- Both companies share the SEC industry classification National Commercial Banks.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | ATLO | CBNK |
|---|---|---|
| Market Cap | $300M | $691M |
| P/E Ratio | 12.79x | 10.24x |
| P/B Ratio | 1.46x | 1.60x |
| Dividend Yield | 2.71% | 1.18% |
| EPS | $2.65 | $4.14 |
| Book Value/Share | $23.23 | $26.48 |
| Revenue/Share | $8.71 | $14.93 |
| FCF/Share | $2.52 | – |
Profitability & Margins
| Metric | ATLO | CBNK |
|---|---|---|
| ROE | 12.4% | 12.6% |
| ROA | 1.2% | 1.4% |
| Operating Margin | – | -1.5% |
| Net Margin | 33.0% | 22.4% |
| EBT Margin | 42.5% | 29.4% |
| Tax Rate | 22.4% | 23.9% |
Financial Health
| Metric | ATLO | CBNK |
|---|---|---|
| D/E Ratio | 9.12x | 7.81x |
| Financial Leverage | 10.12x | 8.81x |
| Interest Coverage | – | -0.0x |
Cash Flow
| Metric | ATLO | CBNK |
|---|---|---|
| Operating Cash Flow | $24M | $71M |
| Free Cash Flow | $22M | – |
| Capital Spending | -$2M | – |
| OCF Growth YoY | 23.1% | -8.5% |
| FCF Growth YoY | 15.4% | – |
| FCF/Sales | 28.9% | – |
| CapEx/Sales | 2.7% | – |
Operational Efficiency
| Metric | ATLO | CBNK |
|---|---|---|
| Asset Turnover | 0.04x | 0.06x |
| Fixed Assets Turnover | 3.5x | 13.9x |
Income Statement
| Metric | ATLO | CBNK |
|---|---|---|
| Total Revenue | $77M | $243M |
| Operating Income | – | -$4M |
| Net Income | $25M | $54M |
Dividend & Shareholder Information
| Metric | ATLO | CBNK |
|---|---|---|
| Dividends Per Share | $0.92 | $0.50 |
| Payout Ratio | 34.7% | 12.1% |
| Shares Outstanding | 9M | 16M |
| Net Income Growth | 58.8% | 9.6% |
| EPS Growth | – | 60.5% |
ATLO vs CBNK: stock comparison and AI forecast
Which is bigger, ATLO or CBNK?
CBNK is 2.3 times larger than ATLO by market capitalization ($691M against $300M).
Which is cheaper on earnings, ATLO or CBNK?
CBNK trades at 10.2 times trailing earnings, ATLO at 12.8 times.
Which one does Intratio's AI model rank higher, ATLO or CBNK?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.