HFWA vs TCBX: stock comparison and AI forecast
Heritage Financial Corp /Wa/ (HFWA) and Third Coast Bancshares, Inc. (TCBX) compared on price performance, valuation, profitability and the daily AI forecast. · Alpha · vs market
Share
HFWA Heritage Financial Corp /Wa/
- Market Cap
- $1.16B
- P/E Ratio
- 15.2x
- Size
- small-cap
- AI Forecast
TCBX Third Coast Bancshares, Inc.
- Market Cap
- $644M
- P/E Ratio
- 10.2x
- Size
- small-cap
- AI Forecast
Which one does the AI model favor?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
Key facts
- HFWA is 1.8 times larger than TCBX by market capitalization ($1.16B against $644M).
- TCBX trades at 10.2 times trailing earnings, HFWA at 15.2 times.
- TCBX turns 31.0% of its revenue into net income, against 24.6% for HFWA.
- TCBX carries 9.08 times debt per unit of equity, against 6.86 times for HFWA.
- HFWA yields 3.14% in dividends; TCBX pays none.
- Both companies share the SEC industry classification Savings Institutions, Not Federally Chartered.
Fundamentals side by side
Trailing twelve months.
Valuation & Market
| Metric | HFWA | TCBX |
|---|---|---|
| Market Cap | $1.16B | $644M |
| P/E Ratio | 15.18x | 10.16x |
| P/B Ratio | 1.07x | 0.95x |
| Dividend Yield | 3.14% | – |
| EPS | $1.87 | $3.81 |
| Book Value/Share | $26.49 | $40.52 |
| Revenue/Share | $7.71 | $14.56 |
| FCF/Share | $2.06 | – |
Profitability & Margins
| Metric | HFWA | TCBX |
|---|---|---|
| ROE | 7.2% | 11.2% |
| ROA | 0.9% | 1.1% |
| Net Margin | 24.6% | 31.0% |
| EBT Margin | 28.9% | 37.8% |
| Tax Rate | 15.0% | 18.0% |
Financial Health
| Metric | HFWA | TCBX |
|---|---|---|
| D/E Ratio | 6.86x | 9.08x |
| Financial Leverage | 7.86x | 10.08x |
Cash Flow
| Metric | HFWA | TCBX |
|---|---|---|
| Operating Cash Flow | $95M | $21M |
| Free Cash Flow | $84M | – |
| Capital Spending | -$11M | – |
| OCF Growth YoY | 9.2% | -49.6% |
| FCF Growth YoY | 1.5% | – |
| FCF/Sales | 26.8% | – |
| CapEx/Sales | 3.5% | – |
Operational Efficiency
| Metric | HFWA | TCBX |
|---|---|---|
| Asset Turnover | 0.04x | 0.04x |
| Fixed Assets Turnover | 3.2x | 6.0x |
Income Statement
| Metric | HFWA | TCBX |
|---|---|---|
| Total Revenue | $315M | $243M |
| Net Income | $77M | $75M |
Dividend & Shareholder Information
| Metric | HFWA | TCBX |
|---|---|---|
| Dividends Per Share | $0.89 | – |
| Payout Ratio | 47.6% | – |
| Shares Outstanding | 41M | 17M |
| Net Income Growth | 35.4% | 21.1% |
| EPS Growth | 28.1% | 12.1% |
HFWA vs TCBX: stock comparison and AI forecast
Which is bigger, HFWA or TCBX?
HFWA is 1.8 times larger than TCBX by market capitalization ($1.16B against $644M).
Which is cheaper on earnings, HFWA or TCBX?
TCBX trades at 10.2 times trailing earnings, HFWA at 15.2 times.
Which one does Intratio's AI model rank higher, HFWA or TCBX?
Intratio's model scores both stocks every trading day. Sign in to see their current direction; the exact ratings and forecasts come with a plan or a free follow slot.
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This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.