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Model output · Signal date 2026-10-16

Peapack Gladstone Financial Corp (PGC) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D Neutral Alpha
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage Middle 30% of 5172 stocks scored
Rank correlation · 90D -13.0% Spearman, 357 dates
Market Cap $769M small-cap · #19 of 20 peers
Summary

Peapack Gladstone Financial Corp (PGC) stock forecast summary

On Oct. 16, 2026, PGC is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5172 stocks scored that day.

Peapack Gladstone Financial Corp is a small-cap company with a market capitalization of $769M. It ranks number 19 by market capitalization among the 20 Commercial Banks, NEC issuers in our coverage with a current forecast. Its ROE of 7.2% is the lowest of the 12 peers that report one.

For PGC, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -13.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 3.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

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Price

PGC price chart and AI forecast

PGC
Cross-section · 2026-10-16

How PGC ranks among 5172 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Peapack Gladstone Financial Corp (PGC) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Commercial Banks, NEC peers listed below that report each metric.

Valuation & Market

MetricPGCIndustry medianRank
Market Cap $769M $89.28B 19/20
P/E Ratio 17.28x 11.35x 5/15
P/B Ratio 1.07x 2.07x 5/5
Dividend Yield 0.46% – –
EPS $2.51 – –
Book Value/Share $40.38 – –
Revenue/Share $17.91 – –
FCF/Share $5.77 – –

Profitability & Margins

MetricPGCIndustry medianRank
ROE 7.2% 21.7% 12/12
ROA 0.7% 1.6% 14/15
Net Margin 16.4% 27.3% 11/12
EBT Margin 22.9% 33.9% 13/14
Tax Rate 28.5% – –

Financial Health

MetricPGCIndustry medianRank
D/E Ratio 10.14x 14.46x 14/17
Financial Leverage 11.14x 15.47x 14/17

Cash Flow

MetricPGCIndustry medianRank
Operating Cash Flow $111M $2.45B 13/20
Free Cash Flow $102M $66M 5/11
Capital Spending -$9M -$1.11B 3/11
OCF Growth YoY 87.3% -59.2% 2/16
FCF Growth YoY 132.9% 0.0% 1/6
FCF/Sales 32.2% 3.7% 2/7
CapEx/Sales 2.7% 1.1% 3/7

Operational Efficiency

MetricPGCIndustry medianRank
Asset Turnover 0.04x 0.05x 9/13
Fixed Assets Turnover 7.8x 13.7x 8/8

Income Statement

MetricPGCIndustry medianRank
Total Revenue $317M $45.85B 11/13
Net Income $52M $11.23B 14/15

Dividend & Shareholder Information

MetricPGCIndustry medianRank
Dividends Per Share $0.20 – –
Payout Ratio 8.0% – –
Shares Outstanding 18M – –
Net Income Growth 60.4% 19.1% 2/12
EPS Growth 33.5% 22.1% 5/15

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$254M3.2% of assets
Total Liabilities$7.25B91.0% of assets
Quarterly Financial Reports

PGC quarterly financials and insider trading

Industry Peers · Commercial Banks, NEC

Peapack Gladstone Financial Corp (PGC) industry peers

Companies classified under the same SEC industry code as Peapack Gladstone Financial Corp (Commercial Banks, NEC): 23 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
PGC Peapack Gladstone Financial Corp ▶ $769M 17.3x 1.1x
RY Royal Bank Of Canada ▼ $277.04B 11.1x –
MUFG Mitsubishi Ufj Financial Group Inc ▶ $259.67B 25.2x 2.1x
TD Toronto Dominion Bank ▼ $203.40B 7.6x –
SAN Banco Santander, S.A. ▼ $195.37B 4.8x –
SMFG Sumitomo Mitsui Financial Group, Inc. ▼ $160.23B 2.8x –
BBVA Banco Bilbao Vizcaya Argentaria, S.A. ▼ $146.83B – –
HDB Hdfc Bank Ltd ▼ $121.50B – 281.9x
BMO Bank Of Montreal /Can/ ▼ $118.44B 11.4x –
CM Canadian Imperial Bank Of Commerce /Can/ ▼ $104.22B 9.8x –
ING Ing Groep Nv ▼ $97.09B 4.2x –
LYG Lloyds Banking Group Plc ▼ $81.48B 20.7x –
BCS Barclays Plc ▼ $77.53B 14.5x –
NWG Natwest Group Plc ▼ $70.31B 7.6x –
BSBR Banco Santander (Brasil) S.A. ▼ $20.90B – –
BSAC Banco Santander Chile ▼ $15.40B 1804.3x –
GGAL Grupo Financiero Galicia Sa ▼ $6.02B – –
NTB Bank Of N.T. Butterfield & Son Ltd ▼ $2.34B 12.3x 2.1x
ESQ Esquire Financial Holdings, Inc. ▶ $1.44B 19.7x 4.6x
VBNK Versabank ▶ $710M – –
AVAL Grupo Aval Acciones Y Valores S.A. ▶ N/A – –
DJP Barclays Bank Plc ▼ N/A – –
WBKCY Westpac Banking Corp ▼ N/A – –

Where PGC sits on the market map

Finance · Commercial Banks, NEC
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News

Peapack Gladstone Financial Corp (PGC) stock news

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FAQ

Peapack Gladstone Financial Corp (PGC) stock forecast FAQ

What is the Peapack Gladstone Financial Corp (PGC) stock forecast?

On Oct. 16, 2026, PGC is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5172 stocks scored that day.

How accurate are Peapack Gladstone Financial Corp stock predictions?

For PGC, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -13.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 3.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Peapack Gladstone Financial Corp forecasts updated?

Peapack Gladstone Financial Corp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Peapack Gladstone Financial Corp's industry peers?

23 issuers in our coverage, PGC included, share the SEC industry code Commercial Banks, NEC. The largest are: Royal Bank Of Canada (RY), Mitsubishi Ufj Financial Group Inc (MUFG), Toronto Dominion Bank (TD), Banco Santander, S.A. (SAN), Sumitomo Mitsui Financial Group, Inc. (SMFG), Banco Bilbao Vizcaya Argentaria, S.A. (BBVA).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.