Regional Management Corp. (RM) Stock Forecast Oct. 16, 2026
Analysis updated on Oct. 16, 2026 (UTC) · Total · absolute moveSwitch to Alpha · NYSE
Regional Management Corp. (RM) stock forecast summary
On Oct. 16, 2026, RM is rated Neutral: its 90-day Total forecast sits in the middle 30% of the 5172 stocks scored that day.
Regional Management Corp. is a small-cap company with a market capitalization of $318M. It ranks number 11 by market capitalization among the 11 Personal Credit Institutions issuers in our coverage with a current forecast. Its P/B Ratio of 0.84x is the lowest of the 10 peers that report one.
For RM, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 18.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 18.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected absolute price move over the horizon, market included. This is the number a price target is built from. Ratings: strong buy ≥ +5.0%, buy ≥ +3.4%, sell < +1.8%, strong sell < +0.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)
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How RM ranks among 5172 stocks
90D Total forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Regional Management Corp. (RM) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Personal Credit Institutions peers listed below that report each metric.
Valuation & Market
| Metric | RM | Rank |
|---|---|---|
| Market Cap | $318M | 11/11 |
| P/E Ratio | 6.32x | 10/11 |
| P/B Ratio | 0.84x | 10/10 |
| Dividend Yield | 3.66% | 2/5 |
| EPS | $5.45 | – |
| Book Value/Share | $41.01 | – |
| Revenue/Share | $72.68 | – |
| FCF/Share | $35.06 | – |
Profitability & Margins
| Metric | RM | Rank |
|---|---|---|
| ROE | 12.4% | 7/10 |
| ROA | 2.2% | 6/10 |
| Net Margin | 7.0% | 7/10 |
| EBT Margin | 9.0% | 9/11 |
| Tax Rate | 22.6% | – |
Financial Health
| Metric | RM | Rank |
|---|---|---|
| D/E Ratio | 4.63x | 6/10 |
| Financial Leverage | 5.63x | 6/10 |
Cash Flow
| Metric | RM | Rank |
|---|---|---|
| Operating Cash Flow | $329M | 8/11 |
| Free Cash Flow | $323M | 5/7 |
| Capital Spending | -$5M | 3/7 |
| OCF Growth YoY | 16.8% | 5/9 |
| FCF Growth YoY | 17.1% | 3/6 |
| FCF/Sales | 48.2% | 3/7 |
| CapEx/Sales | 0.8% | 5/7 |
Operational Efficiency
| Metric | RM | Rank |
|---|---|---|
| Asset Turnover | 0.31x | 4/10 |
| Fixed Assets Turnover | 51.4x | 3/10 |
Income Statement
| Metric | RM | Rank |
|---|---|---|
| Total Revenue | $670M | 10/11 |
| Net Income | $47M | 9/10 |
Dividend & Shareholder Information
| Metric | RM | Rank |
|---|---|---|
| Dividends Per Share | $1.26 | – |
| Payout Ratio | 23.1% | 2/5 |
| Shares Outstanding | 9M | – |
| Net Income Growth | 34.8% | 6/10 |
| EPS Growth | 98.2% | 4/11 |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $7M | 0.3% of assets |
| Total Liabilities | $1.75B | 82.2% of assets |
RM quarterly financials and insider trading
Regional Management Corp. (RM) industry peers
Companies classified under the same SEC industry code as Regional Management Corp. (Personal Credit Institutions): 11 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Total) | Market Cap |
|---|---|---|
| RM Regional Management Corp. | ▶ | $318M |
| AFRM Affirm Holdings, Inc. | ▲ | $24.97B |
| OMF Onemain Holdings, Inc. | ▶ | $6.58B |
| CACC Credit Acceptance Corp | ▲ | $5.62B |
| NNI Nelnet Inc | ▼ | $4.56B |
| ENVA Enova International, Inc. | ▲ | $4.43B |
| SLM Slm Corp | ▲ | $4.10B |
| BFH Bread Financial Holdings, Inc. | ▲ | $3.94B |
| HAPN Happen, Inc. | ▲ | $1.67B |
| ATLC Atlanticus Holdings Corp | ▶ | $1.40B |
| WRLD World Acceptance Corp | ▶ | $800M |
Where RM sits on the market map
Regional Management Corp. (RM) stock news
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Regional Management Corp. (RM) stock forecast FAQ
What is the Regional Management Corp. (RM) stock forecast?
On Oct. 16, 2026, RM is rated Neutral: its 90-day Total forecast sits in the middle 30% of the 5172 stocks scored that day.
How accurate are Regional Management Corp. stock predictions?
For RM, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 18.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 18.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Regional Management Corp. forecasts updated?
Regional Management Corp. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.
Which companies are Regional Management Corp.'s industry peers?
11 issuers in our coverage, RM included, share the SEC industry code Personal Credit Institutions. The largest are: Affirm Holdings, Inc. (AFRM), Onemain Holdings, Inc. (OMF), Credit Acceptance Corp (CACC), Nelnet Inc (NNI), Enova International, Inc. (ENVA), Slm Corp (SLM).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.