Regional Management Corp. (RM) Stock Forecast Nov. 6, 2026
Analysis updated on Nov. 6, 2026 (UTC) · Alpha · vs marketSwitch to Total · NYSE
Regional Management Corp. (RM) stock forecast summary
Our AI scores Regional Management Corp. every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
Regional Management Corp. is a small-cap company with a market capitalization of $337M. It ranks number 11 by market capitalization among the 11 Personal Credit Institutions issuers in our coverage with a current forecast. Its P/B Ratio of 0.88x is the lowest of the 10 peers that report one.
For RM, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 26.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 14.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +3.1%, buy ≥ +1.5%, sell < -0.5%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-11-06 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, RM included.
RM price chart and AI forecast
How RM ranks among 5150 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Regional Management Corp. (RM) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Personal Credit Institutions peers listed below that report each metric.
Valuation & Market
| Metric | RM | Rank |
|---|---|---|
| Market Cap | $337M | 11/11 |
| P/E Ratio | 6.67x | 10/11 |
| P/B Ratio | 0.88x | 10/10 |
| Dividend Yield | 3.42% | 2/5 |
| EPS | $5.64 | – |
| Book Value/Share | $42.62 | – |
| Revenue/Share | $76.42 | – |
| FCF/Share | $35.71 | – |
Profitability & Margins
| Metric | RM | Rank |
|---|---|---|
| ROE | 12.5% | 8/10 |
| ROA | 2.1% | 7/10 |
| Net Margin | 7.0% | 9/10 |
| EBT Margin | 9.0% | 10/11 |
| Tax Rate | 22.5% | – |
Financial Health
| Metric | RM | Rank |
|---|---|---|
| D/E Ratio | 4.80x | 7/10 |
| Financial Leverage | 5.80x | 7/10 |
Cash Flow
| Metric | RM | Rank |
|---|---|---|
| Operating Cash Flow | $324M | 8/11 |
| Free Cash Flow | $320M | 5/7 |
| Capital Spending | -$5M | 3/7 |
| OCF Growth YoY | 10.8% | 5/9 |
| FCF Growth YoY | 10.9% | 3/6 |
| FCF/Sales | 46.7% | 4/7 |
| CapEx/Sales | 0.7% | 5/7 |
Operational Efficiency
| Metric | RM | Rank |
|---|---|---|
| Asset Turnover | 0.31x | 4/10 |
| Fixed Assets Turnover | 54.4x | 3/10 |
Income Statement
| Metric | RM | Rank |
|---|---|---|
| Total Revenue | $684M | 10/11 |
| Net Income | $48M | 9/10 |
Dividend & Shareholder Information
| Metric | RM | Rank |
|---|---|---|
| Dividends Per Share | $1.28 | – |
| Payout Ratio | 22.7% | 2/5 |
| Shares Outstanding | 9M | – |
| Net Income Growth | 14.9% | 6/10 |
| EPS Growth | 65.4% | 4/11 |
Balance Sheet Highlights (USD millions)
| Cash & Short-term Investments | $8M | 0.3% of assets |
| Total Liabilities | $1.83B | 82.7% of assets |
RM quarterly financials and insider trading
Regional Management Corp. (RM) industry peers
Companies classified under the same SEC industry code as Regional Management Corp. (Personal Credit Institutions): 11 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| RM Regional Management Corp. | $337M | |
| AFRM Affirm Holdings, Inc. | $22.98B | |
| OMF Onemain Holdings, Inc. | $6.60B | |
| CACC Credit Acceptance Corp | $5.37B | |
| NNI Nelnet Inc | $4.67B | |
| ENVA Enova International, Inc. | $4.22B | |
| BFH Bread Financial Holdings, Inc. | $3.87B | |
| SLM Slm Corp | $3.10B | |
| HAPN Happen, Inc. | $1.84B | |
| ATLC Atlanticus Holdings Corp | $1.38B | |
| WRLD World Acceptance Corp | $695M |
Where RM sits on the market map
Regional Management Corp. (RM) stock news
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Regional Management Corp. (RM) stock forecast FAQ
What is the Regional Management Corp. (RM) stock forecast?
Our AI scores Regional Management Corp. every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
How accurate are Regional Management Corp. stock predictions?
For RM, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 26.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 14.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Regional Management Corp. forecasts updated?
Regional Management Corp. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 6, 2026.
Which companies are Regional Management Corp.'s industry peers?
11 issuers in our coverage, RM included, share the SEC industry code Personal Credit Institutions. The largest are: Affirm Holdings, Inc. (AFRM), Onemain Holdings, Inc. (OMF), Credit Acceptance Corp (CACC), Nelnet Inc (NNI), Enova International, Inc. (ENVA), Bread Financial Holdings, Inc. (BFH).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.