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Model output · Signal date 2026-11-06

Unitedhealth Group Inc (UNH) Stock Forecast Nov. 6, 2026

Analysis updated on Nov. 6, 2026 (UTC) · Alpha · vs marketSwitch to Total · NYSE

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Rating · 90D Unlock rating and forecasts
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage of 5150 stocks scored
Rank correlation · 90D 53.0% Spearman, 357 dates
Market Cap $353.79B mega-cap · #1 of 10 peers
Summary

Unitedhealth Group Inc (UNH) stock forecast summary

Our AI scores Unitedhealth Group Inc every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.

Unitedhealth Group Inc is a mega-cap company with a market capitalization of $353.79B. It ranks number 1 by market capitalization among the 10 Hospital & Medical Service Plans issuers in our coverage with a current forecast. Its Current Ratio of 0.74x is the lowest of the 10 peers that report one.

For UNH, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 53.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 35.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +3.1%, buy ≥ +1.5%, sell < -0.5%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-11-06 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, UNH included.

Price

UNH price chart and AI forecast

UNH
Cross-section · 2026-11-06

How UNH ranks among 5150 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-09-30

Unitedhealth Group Inc (UNH) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Hospital & Medical Service Plans peers listed below that report each metric.

Valuation & Market

MetricUNHIndustry medianRank
Market Cap $353.79B $22.92B 1/10
P/E Ratio 22.46x 22.46x 4/7
P/B Ratio 3.61x 3.19x 5/10
Dividend Yield 2.31% – –
EPS $17.55 – –
Book Value/Share $109.29 – –
Revenue/Share $500.96 – –
FCF/Share $25.43 – –

Profitability & Margins

MetricUNHIndustry medianRank
ROE 16.2% 11.5% 2/7
ROA 5.1% 3.8% 2/7
ROIC 12.2% 6.9% 2/10
Gross Margin 88.3% 54.5% 3/6
Operating Margin 5.3% 1.7% 2/10
Net Margin 3.5% 2.1% 2/7
EBT Margin 4.4% 1.5% 2/10
Tax Rate 15.5% – –

Financial Health

MetricUNHIndustry medianRank
Current Ratio 0.74x 1.51x 10/10
D/E Ratio 2.11x 2.34x 6/10
Financial Leverage 3.19x 3.38x 6/10
Interest Coverage 6.8x 6.0x 2/6
Working Capital -$30.24B $752M 10/10

Cash Flow

MetricUNHIndustry medianRank
Operating Cash Flow $26.20B $3.96B 1/10
Free Cash Flow $22.83B $3.14B 1/9
Capital Spending -$3.37B -$93M 9/9
OCF Growth YoY 25.0% 20.6% 4/8
FCF Growth YoY 31.4% 31.4% 4/7
FCF/Sales 5.1% 3.2% 3/9
CapEx/Sales 0.8% 0.4% 1/9

Operational Efficiency

MetricUNHIndustry medianRank
Asset Turnover 1.44x 2.19x 10/10
Receivables Turnover 21.9x 21.1x 3/6
Fixed Assets Turnover 41.1x 75.5x 9/10
Days Sales Outstanding 17 days 17 days 4/6

Income Statement

MetricUNHIndustry medianRank
Total Revenue $449.66B $99.16B 1/10
Operating Income $23.92B $972M 1/10
Net Income $15.88B $1.46B 1/7
SG&A Expense $61.02B $13.76B 1/8
Cost of Goods Sold $52.59B $30.34B 2/6

Dividend & Shareholder Information

MetricUNHIndustry medianRank
Dividends Per Share $9.10 – –
Payout Ratio 51.9% – –
Shares Outstanding 898M – –
Net Income Growth -9.7% -3.5% 5/5
EPS Growth -8.4% -4.0% 4/5

Balance Sheet Highlights (USD millions)

Total Current Assets$85.59B27.4% of assets
Cash & Short-term Investments$25.84B8.3% of assets
Accounts Receivable$20.54B6.6% of assets
Total Liabilities$207.24B66.3% of assets
Quarterly Financial Reports

UNH quarterly financials and insider trading

Industry Peers · Hospital & Medical Service Plans

Unitedhealth Group Inc (UNH) industry peers

Companies classified under the same SEC industry code as Unitedhealth Group Inc (Hospital & Medical Service Plans): 10 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
UNH Unitedhealth Group Inc $353.79B 22.5x 3.6x
ELV Elevance Health, Inc. $91.96B 18.1x 2.1x
CI Cigna Group $77.58B 13.0x 1.8x
HUM Humana Inc $52.17B 42.2x 2.8x
CNC Centene Corp $34.53B 23.2x 1.6x
MOH Molina Healthcare, Inc. $11.31B – 2.7x
OSCR Oscar Health, Inc. $9.46B 12.3x 4.3x
CLOV Clover Health Investments, Corp. /De $2.56B – 6.6x
TRUP Trupanion, Inc. $1.61B 69.3x 4.0x
ALHC Alignment Healthcare, Inc. $1.54B – 5.5x

Where UNH sits on the market map

Finance · Hospital & Medical Service Plans
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News

Unitedhealth Group Inc (UNH) stock news

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FAQ

Unitedhealth Group Inc (UNH) stock forecast FAQ

What is the Unitedhealth Group Inc (UNH) stock forecast?

Our AI scores Unitedhealth Group Inc every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.

How accurate are Unitedhealth Group Inc stock predictions?

For UNH, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 53.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 35.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Unitedhealth Group Inc forecasts updated?

Unitedhealth Group Inc forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 6, 2026.

Which companies are Unitedhealth Group Inc's industry peers?

10 issuers in our coverage, UNH included, share the SEC industry code Hospital & Medical Service Plans. The largest are: Elevance Health, Inc. (ELV), Cigna Group (CI), Humana Inc (HUM), Centene Corp (CNC), Molina Healthcare, Inc. (MOH), Oscar Health, Inc. (OSCR).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.