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Model output · Signal date 2026-10-16

Greene County Bancorp Inc (GCBC) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Total · absolute moveSwitch to Alpha · Nasdaq

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Rating · 90D ▼ Bearish Exact rating locked
90-day forecast Sign up free to reveal
30-day forecast Total
Rank in coverage Bottom 35% of 5172 stocks scored
Rank correlation · 90D -7.0% Spearman, 357 dates
Market Cap $587M small-cap · #7 of 31 peers
Summary

Greene County Bancorp Inc (GCBC) stock forecast summary

Our AI ranks Greene County Bancorp Inc outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

Greene County Bancorp Inc is a small-cap company with a market capitalization of $587M. It ranks number 7 by market capitalization among the 31 Savings Institutions, Not Federally Chartered issuers in our coverage with a current forecast. Its ROE of 15.7% is the highest of the 27 peers that report one. Its Net Margin of 45.7% is the highest of the 27 peers that report one.

For GCBC, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -7.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -2.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected absolute price move over the horizon, market included. This is the number a price target is built from. Ratings: strong buy ≥ +5.1%, buy ≥ +3.4%, sell < +1.8%, strong sell < +0.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, GCBC included.

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Price

GCBC price chart and AI forecast

GCBC
Cross-section · 2026-10-16

How GCBC ranks among 5172 stocks

90D Total forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Greene County Bancorp Inc (GCBC) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institutions, Not Federally Chartered peers listed below that report each metric.

Valuation & Market

MetricGCBCIndustry medianRank
Market Cap $587M $146M 7/31
P/E Ratio 14.30x 20.14x 19/27
P/B Ratio 2.11x 0.95x 2/31
Dividend Yield 0.69% 2.17% 13/14
EPS $2.41 – –
Book Value/Share $16.32 – –
Revenue/Share $5.32 – –
FCF/Share $2.44 – –

Profitability & Margins

MetricGCBCIndustry medianRank
ROE 15.7% 5.5% 1/27
ROA 1.4% 0.7% 3/25
Net Margin 45.7% 20.1% 1/27
EBT Margin 49.2% 23.9% 3/28
Tax Rate 12.4% – –

Financial Health

MetricGCBCIndustry medianRank
D/E Ratio 10.46x 6.95x 5/33
Financial Leverage 11.46x 7.60x 5/31

Cash Flow

MetricGCBCIndustry medianRank
Operating Cash Flow $42M $18M 9/28
Free Cash Flow $42M $22M 7/19
Capital Spending -$740K -$2M 6/18
OCF Growth YoY 51.2% 39.6% 9/22
FCF Growth YoY 30.5% 31.5% 8/14
FCF/Sales 45.9% 27.3% 4/19
CapEx/Sales 0.8% 2.8% 17/18

Operational Efficiency

MetricGCBCIndustry medianRank
Asset Turnover 0.03x 0.03x 13/25

Income Statement

MetricGCBCIndustry medianRank
Total Revenue $91M $41M 10/27
Net Income $43M $4M 7/27

Dividend & Shareholder Information

MetricGCBCIndustry medianRank
Dividends Per Share $0.24 – –
Payout Ratio 10.0% 32.1% 13/13
Shares Outstanding 17M – –
Net Income Growth 28.9% 22.9% 10/20
EPS Growth 31.7% 29.6% 8/18

Balance Sheet Highlights (USD millions)

Total Liabilities$2.91B91.3% of assets
Quarterly Financial Reports

GCBC quarterly financials and insider trading

Industry Peers · Savings Institutions, Not Federally Chartered

Greene County Bancorp Inc (GCBC) industry peers

Companies classified under the same SEC industry code as Greene County Bancorp Inc (Savings Institutions, Not Federally Chartered): 33 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Total) Market Cap P/E Ratio P/B Ratio
GCBC Greene County Bancorp Inc ▼ $587M 14.3x 2.1x
FLG Flagstar Bank, National Association ▼ $4.60B – 0.6x
BBT Beacon Financial Corp ▶ $2.30B 24.1x 1.9x
HFWA Heritage Financial Corp /Wa/ ▶ $1.13B 13.6x 1.0x
NBBK Nb Bancorp, Inc. ▼ $958M 14.8x 1.1x
SMBC Southern Missouri Bancorp, Inc. ▼ $773M 10.9x 2.3x
TCBX Third Coast Bancshares, Inc. ▶ $691M 10.6x 1.0x
HBCP Home Bancorp, Inc. ▶ $519M 11.0x 1.1x
AVBC Avidia Bancorp, Inc. ▶ $439M 104.6x 1.1x
PBFS Pioneer Bancorp, Inc./Md ▼ $437M 125.6x 1.3x
NECB Northeast Community Bancorp, Inc./Md/ ▶ $380M 8.8x 1.1x
TSBK Timberland Bancorp Inc ▶ $354M 9.4x 1.3x
FBLA Fb Bancorp, Inc. /Md/ ▼ $262M 821.9x 0.9x
RBKB Rhinebeck Bancorp, Inc. ▼ $201M 14.1x 1.4x
ECBK Ecb Bancorp, Inc. /Md/ ▲ $172M 16.9x 1.0x
SRBK Sr Bancorp, Inc. ▲ $146M 34.8x 0.8x
HYNE Hoyne Bancorp, Inc. ▼ $136M 647.9x 0.9x
WSBK Winchester Bancorp, Inc./Md/ ▼ $120M 26.4x 1.0x
BSBK Bogota Financial Corp. ▼ $116M 43.4x 0.8x
CULL Cullman Bancorp, Inc. /Md/ ▼ $97M 34.5x 1.0x
FNWB First Northwest Bancorp ▶ $91M 59.5x 0.6x
FMFG Farmers & Merchants Bancshares, Inc. ▼ $61M 9.3x 0.9x
TCBS Texas Community Bancshares, Inc. ▼ $49M 15.2x 0.9x
MBBC Marathon Bancorp, Inc. /Md/ ▼ $44M 22.0x 0.9x
QNTO Quaint Oak Bancorp, Inc. ▼ $38M 72.5x 0.7x
PFSB Pfs Bancorp, Inc. ▶ $34M 20.1x 0.9x
URSB Ursb Bancorp, Inc. ▼ $30M – 0.8x
GOVB Gouverneur Bancorp, Inc./Md/ ▶ $22M 28.6x 0.7x
MSBB Mercer Bancorp, Inc. ▶ $21M 16.1x 0.9x
PNSB Psb Financial, Inc. ▼ $19M – 0.6x
CSBA Csb Financial Inc. ▼ $19M – 1.2x
FBSI First Bancshares Inc /Mo/ ▼ N/A – –
VWFB Vwf Bancorp, Inc. ▼ N/A – –

Where GCBC sits on the market map

Finance · Savings Institutions, Not Federally Chartered
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News

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FAQ

Greene County Bancorp Inc (GCBC) stock forecast FAQ

What is the Greene County Bancorp Inc (GCBC) stock forecast?

Our AI ranks Greene County Bancorp Inc outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

How accurate are Greene County Bancorp Inc stock predictions?

For GCBC, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -7.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -2.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Greene County Bancorp Inc forecasts updated?

Greene County Bancorp Inc forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Greene County Bancorp Inc's industry peers?

33 issuers in our coverage, GCBC included, share the SEC industry code Savings Institutions, Not Federally Chartered. The largest are: Flagstar Bank, National Association (FLG), Beacon Financial Corp (BBT), Heritage Financial Corp /Wa/ (HFWA), Nb Bancorp, Inc. (NBBK), Southern Missouri Bancorp, Inc. (SMBC), Third Coast Bancshares, Inc. (TCBX).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.