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Model output · Signal date 2026-10-16

Mercer Bancorp, Inc. (MSBB) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · OTC

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Rating · 90D ▲ Bullish Exact rating locked
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage Top 35% of 5172 stocks scored
Rank correlation · 90D 24.0% Spearman, 276 dates
Market Cap $21M small-cap · #29 of 31 peers
Summary

Mercer Bancorp, Inc. (MSBB) stock forecast summary

Our AI ranks Mercer Bancorp, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

Mercer Bancorp, Inc. is a small-cap company with a market capitalization of $21M. It ranks number 29 by market capitalization among the 31 Savings Institutions, Not Federally Chartered issuers in our coverage with a current forecast.

For MSBB, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 24.0%, measured on 276 forecast dates between 2024-02-16 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 12.0%, measured on 319 forecast dates between 2024-02-16 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, MSBB included.

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Price

MSBB price chart and AI forecast

MSBB
Cross-section · 2026-10-16

How MSBB ranks among 5172 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-03-31

Mercer Bancorp, Inc. (MSBB) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institutions, Not Federally Chartered peers listed below that report each metric.

Valuation & Market

MetricMSBBIndustry medianRank
Market Cap $21M $148M 29/31
P/E Ratio 16.14x 20.14x 16/27
P/B Ratio 0.90x 0.95x 19/31
EPS $1.26 – –
Book Value/Share $22.60 – –
Revenue/Share $9.15 – –
FCF/Share $0.59 – –

Profitability & Margins

MetricMSBBIndustry medianRank
ROE 5.5% 5.5% 14/27
ROA 0.8% 0.7% 9/25
Net Margin 14.9% 20.1% 18/27
EBT Margin 18.6% 23.9% 19/28
Tax Rate 20.1% – –

Financial Health

MetricMSBBIndustry medianRank
D/E Ratio 5.93x 6.95x 23/33
Financial Leverage 6.93x 7.60x 21/31

Cash Flow

MetricMSBBIndustry medianRank
Operating Cash Flow $2M $18M 24/28
Free Cash Flow $600K $22M 18/19
Capital Spending -$2M -$2M 10/18
FCF/Sales 6.5% 27.3% 18/19
CapEx/Sales 20.4% 2.8% 1/18

Operational Efficiency

MetricMSBBIndustry medianRank
Asset Turnover 0.05x 0.03x 1/25
Fixed Assets Turnover 1.8x 3.9x 22/25

Income Statement

MetricMSBBIndustry medianRank
Total Revenue $9M $41M 24/27
Net Income $1M $4M 22/27

Dividend & Shareholder Information

MetricMSBBIndustry medianRank
Shares Outstanding 1M – –
Net Income Growth 129.7% 22.9% 2/20
EPS Growth 350.0% 29.6% 2/18

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$6M3.5% of assets
Total Liabilities$149M86.7% of assets
Quarterly Financial Reports

MSBB quarterly financials and insider trading

Industry Peers · Savings Institutions, Not Federally Chartered

Mercer Bancorp, Inc. (MSBB) industry peers

Companies classified under the same SEC industry code as Mercer Bancorp, Inc. (Savings Institutions, Not Federally Chartered): 33 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
MSBB Mercer Bancorp, Inc. ▲ $21M 16.1x 0.9x
FLG Flagstar Bank, National Association ▶ $4.60B – 0.6x
BBT Beacon Financial Corp ▶ $2.30B 24.1x 1.9x
HFWA Heritage Financial Corp /Wa/ ▶ $1.13B 13.6x 1.0x
NBBK Nb Bancorp, Inc. ▶ $958M 14.8x 1.1x
SMBC Southern Missouri Bancorp, Inc. ▼ $773M 10.9x 2.3x
TCBX Third Coast Bancshares, Inc. ▲ $691M 10.6x 1.0x
GCBC Greene County Bancorp Inc ▼ $587M 14.3x 2.1x
HBCP Home Bancorp, Inc. ▶ $519M 11.0x 1.1x
AVBC Avidia Bancorp, Inc. ▲ $439M 104.6x 1.1x
PBFS Pioneer Bancorp, Inc./Md ▶ $437M 125.6x 1.3x
NECB Northeast Community Bancorp, Inc./Md/ ▲ $380M 8.8x 1.1x
TSBK Timberland Bancorp Inc ▶ $354M 9.4x 1.3x
FBLA Fb Bancorp, Inc. /Md/ ▼ $262M 821.9x 0.9x
RBKB Rhinebeck Bancorp, Inc. ▶ $201M 14.1x 1.4x
ECBK Ecb Bancorp, Inc. /Md/ ▲ $172M 16.9x 1.0x
SRBK Sr Bancorp, Inc. ▲ $148M 35.1x 0.8x
HYNE Hoyne Bancorp, Inc. ▼ $136M 647.9x 0.9x
WSBK Winchester Bancorp, Inc./Md/ ▼ $120M 26.4x 1.0x
BSBK Bogota Financial Corp. ▶ $116M 43.4x 0.8x
CULL Cullman Bancorp, Inc. /Md/ ▼ $97M 34.5x 1.0x
FNWB First Northwest Bancorp ▶ $91M 59.5x 0.6x
FMFG Farmers & Merchants Bancshares, Inc. ▼ $61M 9.3x 0.9x
TCBS Texas Community Bancshares, Inc. ▼ $49M 15.2x 0.9x
MBBC Marathon Bancorp, Inc. /Md/ ▼ $44M 22.0x 0.9x
QNTO Quaint Oak Bancorp, Inc. ▼ $38M 72.5x 0.7x
PFSB Pfs Bancorp, Inc. ▲ $34M 20.1x 0.9x
URSB Ursb Bancorp, Inc. ▼ $30M – 0.8x
GOVB Gouverneur Bancorp, Inc./Md/ ▲ $22M 28.6x 0.7x
PNSB Psb Financial, Inc. ▼ $19M – 0.6x
CSBA Csb Financial Inc. ▼ $19M – 1.2x
FBSI First Bancshares Inc /Mo/ ▼ N/A – –
VWFB Vwf Bancorp, Inc. ▼ N/A – –

Where MSBB sits on the market map

Finance · Savings Institutions, Not Federally Chartered
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News

Mercer Bancorp, Inc. (MSBB) stock news

FAQ

Mercer Bancorp, Inc. (MSBB) stock forecast FAQ

What is the Mercer Bancorp, Inc. (MSBB) stock forecast?

Our AI ranks Mercer Bancorp, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

How accurate are Mercer Bancorp, Inc. stock predictions?

For MSBB, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 24.0%, measured on 276 forecast dates between 2024-02-16 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 12.0%, measured on 319 forecast dates between 2024-02-16 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Mercer Bancorp, Inc. forecasts updated?

Mercer Bancorp, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Mercer Bancorp, Inc.'s industry peers?

33 issuers in our coverage, MSBB included, share the SEC industry code Savings Institutions, Not Federally Chartered. The largest are: Flagstar Bank, National Association (FLG), Beacon Financial Corp (BBT), Heritage Financial Corp /Wa/ (HFWA), Nb Bancorp, Inc. (NBBK), Southern Missouri Bancorp, Inc. (SMBC), Third Coast Bancshares, Inc. (TCBX).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.