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Model output · Signal date 2026-10-16

Sr Bancorp, Inc. (SRBK) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D ▲ Bullish Exact rating locked
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage Top 35% of 5172 stocks scored
Rank correlation · 90D -11.0% Spearman, 276 dates
Market Cap $148M small-cap · #16 of 31 peers
Summary

Sr Bancorp, Inc. (SRBK) stock forecast summary

Our AI ranks Sr Bancorp, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

Sr Bancorp, Inc. is a small-cap company with a market capitalization of $148M. It ranks number 16 by market capitalization among the 31 Savings Institutions, Not Federally Chartered issuers in our coverage with a current forecast.

For SRBK, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -11.0%, measured on 276 forecast dates between 2024-02-16 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -15.0%, measured on 319 forecast dates between 2024-02-16 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, SRBK included.

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Price

SRBK price chart and AI forecast

SRBK
Cross-section · 2026-10-16

How SRBK ranks among 5172 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Sr Bancorp, Inc. (SRBK) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institutions, Not Federally Chartered peers listed below that report each metric.

Valuation & Market

MetricSRBKIndustry medianRank
Market Cap $148M $148M 16/31
P/E Ratio 35.10x 20.14x 8/27
P/B Ratio 0.81x 0.95x 25/31
Dividend Yield 1.44% 2.17% 9/14
EPS $0.53 – –
Book Value/Share $22.92 – –
Revenue/Share $5.15 – –
FCF/Share $1.39 – –

Profitability & Margins

MetricSRBKIndustry medianRank
ROE 2.2% 5.5% 20/27
ROA 0.3% 0.7% 18/25
Net Margin 9.9% 20.1% 22/27
EBT Margin 13.0% 23.9% 22/28
Tax Rate 23.6% – –

Financial Health

MetricSRBKIndustry medianRank
D/E Ratio 5.56x 6.95x 24/33
Financial Leverage 6.56x 7.60x 22/31

Cash Flow

MetricSRBKIndustry medianRank
Operating Cash Flow $12M $18M 18/28
Free Cash Flow $11M $22M 12/19
Capital Spending -$900K -$2M 8/18
FCF/Sales 27.0% 27.3% 11/19
CapEx/Sales 2.2% 2.8% 12/18

Operational Efficiency

MetricSRBKIndustry medianRank
Asset Turnover 0.03x 0.03x 13/25
Fixed Assets Turnover 8.5x 3.9x 4/25

Income Statement

MetricSRBKIndustry medianRank
Total Revenue $41M $41M 15/27
Net Income $4M $4M 14/27

Dividend & Shareholder Information

MetricSRBKIndustry medianRank
Dividends Per Share $0.27 – –
Payout Ratio 50.9% 32.1% 5/13
Shares Outstanding 8M – –
Net Income Growth 16.9% 22.9% 11/20

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$71M6.0% of assets
Total Liabilities$1.01B84.7% of assets
Quarterly Financial Reports

SRBK quarterly financials and insider trading

Industry Peers · Savings Institutions, Not Federally Chartered

Sr Bancorp, Inc. (SRBK) industry peers

Companies classified under the same SEC industry code as Sr Bancorp, Inc. (Savings Institutions, Not Federally Chartered): 33 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
SRBK Sr Bancorp, Inc. ▲ $148M 35.1x 0.8x
FLG Flagstar Bank, National Association ▶ $4.60B – 0.6x
BBT Beacon Financial Corp ▶ $2.30B 24.1x 1.9x
HFWA Heritage Financial Corp /Wa/ ▶ $1.13B 13.6x 1.0x
NBBK Nb Bancorp, Inc. ▶ $958M 14.8x 1.1x
SMBC Southern Missouri Bancorp, Inc. ▼ $773M 10.9x 2.3x
TCBX Third Coast Bancshares, Inc. ▲ $691M 10.6x 1.0x
GCBC Greene County Bancorp Inc ▼ $587M 14.3x 2.1x
HBCP Home Bancorp, Inc. ▶ $519M 11.0x 1.1x
PBFS Pioneer Bancorp, Inc./Md ▶ $440M 126.7x 1.3x
AVBC Avidia Bancorp, Inc. ▲ $439M 104.6x 1.1x
NECB Northeast Community Bancorp, Inc./Md/ ▲ $380M 8.8x 1.1x
TSBK Timberland Bancorp Inc ▶ $354M 9.4x 1.3x
FBLA Fb Bancorp, Inc. /Md/ ▼ $262M 821.9x 0.9x
RBKB Rhinebeck Bancorp, Inc. ▶ $201M 14.1x 1.4x
ECBK Ecb Bancorp, Inc. /Md/ ▲ $172M 16.9x 1.0x
HYNE Hoyne Bancorp, Inc. ▼ $136M 646.7x 0.8x
WSBK Winchester Bancorp, Inc./Md/ ▼ $120M 26.4x 1.0x
BSBK Bogota Financial Corp. ▶ $116M 43.4x 0.8x
CULL Cullman Bancorp, Inc. /Md/ ▼ $96M 34.0x 1.0x
FNWB First Northwest Bancorp ▶ $92M 60.2x 0.6x
FMFG Farmers & Merchants Bancshares, Inc. ▼ $61M 9.3x 0.9x
TCBS Texas Community Bancshares, Inc. ▼ $50M 15.4x 0.9x
MBBC Marathon Bancorp, Inc. /Md/ ▼ $44M 22.3x 0.9x
QNTO Quaint Oak Bancorp, Inc. ▼ $38M 72.5x 0.7x
PFSB Pfs Bancorp, Inc. ▲ $34M 20.1x 0.9x
URSB Ursb Bancorp, Inc. ▼ $30M – 0.8x
GOVB Gouverneur Bancorp, Inc./Md/ ▲ $22M 28.0x 0.7x
MSBB Mercer Bancorp, Inc. ▲ $20M 16.1x 0.9x
PNSB Psb Financial, Inc. ▼ $19M – 0.6x
CSBA Csb Financial Inc. ▼ $19M – 1.2x
FBSI First Bancshares Inc /Mo/ ▼ N/A – –
VWFB Vwf Bancorp, Inc. ▼ N/A – –

Where SRBK sits on the market map

Finance · Savings Institutions, Not Federally Chartered
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News

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FAQ

Sr Bancorp, Inc. (SRBK) stock forecast FAQ

What is the Sr Bancorp, Inc. (SRBK) stock forecast?

Our AI ranks Sr Bancorp, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

How accurate are Sr Bancorp, Inc. stock predictions?

For SRBK, the Spearman rank correlation between our 90-day forecasts and the returns that followed is -11.0%, measured on 276 forecast dates between 2024-02-16 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is -15.0%, measured on 319 forecast dates between 2024-02-16 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Sr Bancorp, Inc. forecasts updated?

Sr Bancorp, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Sr Bancorp, Inc.'s industry peers?

33 issuers in our coverage, SRBK included, share the SEC industry code Savings Institutions, Not Federally Chartered. The largest are: Flagstar Bank, National Association (FLG), Beacon Financial Corp (BBT), Heritage Financial Corp /Wa/ (HFWA), Nb Bancorp, Inc. (NBBK), Southern Missouri Bancorp, Inc. (SMBC), Third Coast Bancshares, Inc. (TCBX).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.