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Model output · Signal date 2026-10-16

Virginia National Bankshares Corp (VABK) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Total · absolute moveSwitch to Alpha · Nasdaq

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Rating · 90D ▼ Bearish Exact rating locked
90-day forecast Sign up free to reveal
30-day forecast Total
Rank in coverage Bottom 35% of 5172 stocks scored
Rank correlation · 90D 2.0% Spearman, 357 dates
Market Cap $279M small-cap · #60 of 60 peers
Summary

Virginia National Bankshares Corp (VABK) stock forecast summary

Our AI ranks Virginia National Bankshares Corp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

Virginia National Bankshares Corp is a small-cap company with a market capitalization of $279M. It ranks number 60 by market capitalization among the 60 National Commercial Banks issuers in our coverage with a current forecast.

For VABK, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 2.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 5.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected absolute price move over the horizon, market included. This is the number a price target is built from. Ratings: strong buy ≥ +5.0%, buy ≥ +3.4%, sell < +1.8%, strong sell < +0.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, VABK included.

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Price

VABK price chart and AI forecast

VABK
Cross-section · 2026-10-16

How VABK ranks among 5172 stocks

90D Total forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Virginia National Bankshares Corp (VABK) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the National Commercial Banks peers listed below that report each metric.

Valuation & Market

MetricVABKIndustry medianRank
Market Cap $279M $2.68B 60/60
P/E Ratio 11.63x 11.79x 38/58
P/B Ratio 1.43x 1.24x 18/59
Dividend Yield 2.79% 2.92% 28/52
EPS $4.42 – –
Book Value/Share $35.88 – –
Revenue/Share $11.69 – –
FCF/Share $4.18 – –

Profitability & Margins

MetricVABKIndustry medianRank
ROE 12.7% 10.7% 14/55
ROA 1.5% 1.2% 10/49
Net Margin 39.1% 29.8% 7/54
EBT Margin 49.0% 37.5% 8/59
Tax Rate 20.2% – –

Financial Health

MetricVABKIndustry medianRank
D/E Ratio 7.41x 7.92x 41/60
Financial Leverage 8.41x 8.94x 36/52

Cash Flow

MetricVABKIndustry medianRank
Operating Cash Flow $23M $231M 57/60
Free Cash Flow $23M $187M 42/43
Capital Spending -$590K -$15M 2/43
OCF Growth YoY -15.1% 32.2% 44/54
FCF Growth YoY -15.4% 36.1% 33/41
FCF/Sales 35.7% 29.8% 15/43
CapEx/Sales 0.9% 2.6% 40/43

Operational Efficiency

MetricVABKIndustry medianRank
Asset Turnover 0.04x 0.04x 9/49
Fixed Assets Turnover 5.5x 4.6x 23/52

Income Statement

MetricVABKIndustry medianRank
Total Revenue $63M $694M 56/57
Net Income $25M $199M 54/55

Dividend & Shareholder Information

MetricVABKIndustry medianRank
Dividends Per Share $1.43 – –
Payout Ratio 32.4% 35.4% 29/51
Shares Outstanding 5M – –
Net Income Growth 38.6% 18.4% 11/53
EPS Growth 39.9% 19.7% 15/55

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$77M4.7% of assets
Total Liabilities$1.44B88.1% of assets
Quarterly Financial Reports

VABK quarterly financials and insider trading

Industry Peers · National Commercial Banks

Virginia National Bankshares Corp (VABK) industry peers

Companies classified under the same SEC industry code as Virginia National Bankshares Corp (National Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Total) Market Cap P/E Ratio P/B Ratio
VABK Virginia National Bankshares Corp ▼ $279M 11.6x 1.4x
JPM Jpmorgan Chase & Co ▶ $903.04B 14.6x 2.4x
BAC Bank Of America Corp /De/ ▲ $358.24B 9.8x 1.2x
WFC Wells Fargo & Company/Mn ▶ $253.62B 12.2x 1.4x
C Citigroup Inc ▲ $222.33B 17.8x 1.1x
UBS Ubs Group Ag ▶ $159.33B 9.7x –
MFG Mizuho Financial Group Inc ▶ $126.76B 2.2x 1.9x
COF Capital One Financial Corp ▶ $123.76B 11.7x 1.1x
USB Us Bancorp \De\ ▶ $91.50B 11.7x 1.4x
PNC Pnc Financial Services Group, Inc. ▶ $86.73B 12.0x 1.4x
TFC Truist Financial Corp ▼ $57.50B 9.0x 0.9x
HBAN Huntington Bancshares Inc /Md/ ▲ $30.85B 11.8x 1.0x
RF Regions Financial Corp ▶ $23.39B 11.7x 1.2x
KEY Keycorp /New/ ▲ $21.33B 12.4x 1.2x
FHN First Horizon Corp ▶ $10.84B 11.7x 1.2x
UMBF Umb Financial Corp ▼ $9.96B 10.8x 1.2x
ONB Old National Bancorp /In/ ▶ $9.78B 12.9x 1.2x
CFR Cullen/Frost Bankers, Inc. ▼ $9.64B 14.7x 2.1x
ZION Zions Bancorporation, National Association /Ut/ ▶ $9.25B 8.1x 1.2x
BOKF Bok Financial Corp ▼ $7.59B 11.8x 1.3x
VLY Valley National Bancorp ▶ $7.00B 11.7x 0.9x
FNB Fnb Corp/Pa/ ▶ $6.08B 10.6x 0.9x
FULT Fulton Financial Corp ▼ $4.28B 10.8x 1.2x
WSFS Wsfs Financial Corp ▼ $3.90B 12.8x 1.5x
BANF Bancfirst Corp /Ok/ ▼ $3.66B 14.7x 1.9x
WSBC Wesbanco Inc ▶ $3.57B 14.5x 0.9x
NIC Nicolet Bankshares Inc ▼ $3.43B 20.5x 1.5x
FFBC First Financial Bancorp /Oh/ ▼ $3.30B 11.8x 1.1x
PRK Park National Corp /Oh/ ▶ $3.23B 16.0x 1.9x
SFNC Simmons First National Corp ▶ $3.19B – 0.9x
BANC Banc Of California, Inc. ▲ $2.71B – 0.8x
NBTB Nbt Bancorp Inc ▼ $2.64B 13.0x 1.7x
TRMK Trustmark Corp ▶ $2.61B 11.6x 1.2x
FRME First Merchants Corp ▼ $2.29B 11.7x 0.9x
NWBI Northwest Bancshares, Inc. ▼ $2.19B 14.6x 1.1x
WAFD Wafd Inc ▲ $2.16B 7.9x 0.7x
FCF First Commonwealth Financial Corp /Pa/ ▼ $2.06B 12.8x 1.3x
TBBK Bancorp, Inc. ▶ $2.02B 7.6x 2.9x
CHCO City Holding Co ▼ $1.99B 15.5x 2.5x
FSUN Firstsun Capital Bancorp ▶ $1.77B 18.5x 1.5x
HOPE Hope Bancorp Inc ▶ $1.72B 13.9x 0.8x
DCOM Dime Commercial Bancshares, Inc. /Ny/ ▶ $1.71B 15.7x 1.1x
NBHC National Bank Holdings Corp ▶ $1.69B 14.9x 1.0x
BFC Bank First Corp ▼ $1.64B 19.2x 2.0x
OCFC Oceanfirst Financial Corp ▶ $1.53B 18.6x 0.9x
CASH Pathward Financial, Inc. ▶ $1.51B 9.0x 1.8x
WABC Westamerica Bancorporation ▼ $1.42B 13.5x 1.7x
BHRB Burke & Herbert Financial Services Corp. ▼ $1.41B 11.2x 1.2x
AMTB Amerant Bancorp Inc. ▶ $1.13B 23.4x 1.2x
FMCB Farmers & Merchants Bancorp ▼ $1.00B 10.4x 1.5x
CAC Camden National Corp ▶ $948M 9.9x 1.3x
HAFC Hanmi Financial Corp ▶ $923M 11.1x 1.1x
SMBK Smartfinancial Inc. ▶ $866M 15.6x 1.5x
ALRS Alerus Financial Corp ▲ $780M 44.2x 1.3x
FISI Financial Institutions Inc ▶ $775M 10.2x 1.4x
SHBI Shore Bancshares Inc ▶ $753M 12.0x 1.2x
BCAL California Bancorp \ Ca ▶ $700M 11.2x 1.2x
PFIS Peoples Financial Services Corp. ▶ $684M 12.1x 1.3x
CARE Carter Bankshares, Inc. ▼ $670M 4.9x 1.2x
CBNK Capital Bancorp Inc ▶ $645M 11.3x 1.5x

Where VABK sits on the market map

Finance · National Commercial Banks
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News

Virginia National Bankshares Corp (VABK) stock news

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FAQ

Virginia National Bankshares Corp (VABK) stock forecast FAQ

What is the Virginia National Bankshares Corp (VABK) stock forecast?

Our AI ranks Virginia National Bankshares Corp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

How accurate are Virginia National Bankshares Corp stock predictions?

For VABK, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 2.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 5.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Virginia National Bankshares Corp forecasts updated?

Virginia National Bankshares Corp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Virginia National Bankshares Corp's industry peers?

60 issuers in our coverage, VABK included, share the SEC industry code National Commercial Banks. The largest are: Jpmorgan Chase & Co (JPM), Bank Of America Corp /De/ (BAC), Wells Fargo & Company/Mn (WFC), Citigroup Inc (C), Ubs Group Ag (UBS), Mizuho Financial Group Inc (MFG).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.