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Model output · Signal date 2026-11-06

Zions Bancorporation, National Association /Ut/ (ZION) Stock Forecast Nov. 6, 2026

Analysis updated on Nov. 6, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D Unlock rating and forecasts
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage of 5150 stocks scored
Rank correlation · 90D 41.0% Spearman, 357 dates
Market Cap $9.48B mid-cap · #17 of 60 peers
Summary

Zions Bancorporation, National Association /Ut/ (ZION) stock forecast summary

Our AI scores Zions Bancorporation, National Association /Ut/ every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.

Zions Bancorporation, National Association /Ut/ is a mid-cap company with a market capitalization of $9.48B. It ranks number 17 by market capitalization among the 60 National Commercial Banks issuers in our coverage with a current forecast.

For ZION, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 41.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 22.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +3.1%, buy ≥ +1.5%, sell < -0.5%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-11-06 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, ZION included.

Price

ZION price chart and AI forecast

ZION
Cross-section · 2026-11-06

How ZION ranks among 5150 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-09-30

Zions Bancorporation, National Association /Ut/ (ZION) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the National Commercial Banks peers listed below that report each metric.

Valuation & Market

MetricZIONIndustry medianRank
Market Cap $9.48B $2.79B 17/60
P/E Ratio 7.96x 11.98x 56/59
P/B Ratio 1.23x 1.28x 32/59
Dividend Yield 2.91% 2.88% 24/52
EPS $8.16 – –
Book Value/Share $52.65 – –
Revenue/Share $4.95 – –
FCF/Share $14.57 – –

Profitability & Margins

MetricZIONIndustry medianRank
ROE 15.8% 10.8% 8/55
ROA 1.3% 1.2% 15/49
Net Margin 167.6% 30.1% 2/54
EBT Margin -205.9% 37.9% 59/59
Tax Rate -22.8% – –

Financial Health

MetricZIONIndustry medianRank
D/E Ratio 10.83x 8.13x 9/60
Financial Leverage 11.83x 9.14x 9/52

Cash Flow

MetricZIONIndustry medianRank
Operating Cash Flow $2.26B $274M 9/60
Free Cash Flow $2.13B $218M 3/43
Capital Spending -$130M -$17M 38/43
OCF Growth YoY 110.5% 21.8% 7/55
FCF Growth YoY 121.3% 26.5% 9/42
FCF/Sales 294.2% 33.8% 2/43
CapEx/Sales 18.0% 2.3% 2/43

Operational Efficiency

MetricZIONIndustry medianRank
Asset Turnover 0.01x 0.04x 47/49
Fixed Assets Turnover 0.5x 4.7x 51/52

Income Statement

MetricZIONIndustry medianRank
Total Revenue $723M $723M 29/57
Net Income $1.21B $236M 12/55

Dividend & Shareholder Information

MetricZIONIndustry medianRank
Dividends Per Share $1.89 – –
Payout Ratio 23.2% 34.9% 41/52
Shares Outstanding 146M – –
Net Income Growth 42.2% 15.1% 12/54
EPS Growth 24.8% 17.7% 24/57

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$727M0.8% of assets
Total Liabilities$83.24B91.5% of assets
Quarterly Financial Reports

ZION quarterly financials and insider trading

Industry Peers · National Commercial Banks

Zions Bancorporation, National Association /Ut/ (ZION) industry peers

Companies classified under the same SEC industry code as Zions Bancorporation, National Association /Ut/ (National Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
ZION Zions Bancorporation, National Association /Ut/ $9.48B 8.0x 1.2x
JPM Jpmorgan Chase & Co $889.14B 14.0x 2.4x
BAC Bank Of America Corp /De/ $341.01B 9.7x 1.2x
WFC Wells Fargo & Company/Mn $254.56B 12.0x 1.5x
C Citigroup Inc $213.01B 17.0x 1.0x
UBS Ubs Group Ag $159.66B 9.7x –
COF Capital One Financial Corp $123.84B 11.2x 1.1x
MFG Mizuho Financial Group Inc $117.17B 2.0x 1.7x
USB Us Bancorp \De\ $92.63B 11.6x 1.4x
PNC Pnc Financial Services Group, Inc. $90.46B 12.1x 1.5x
TFC Truist Financial Corp $59.18B 10.4x 1.0x
HBAN Huntington Bancshares Inc /Md/ $31.18B 11.8x 1.0x
RF Regions Financial Corp $24.12B 12.1x 1.3x
KEY Keycorp /New/ $22.37B 12.9x 1.2x
FHN First Horizon Corp $10.92B 13.5x 1.2x
UMBF Umb Financial Corp $10.23B 10.1x 1.3x
CFR Cullen/Frost Bankers, Inc. $9.65B 14.4x 2.4x
ONB Old National Bancorp /In/ $9.43B 9.4x 1.1x
BOKF Bok Financial Corp $7.87B 11.7x 1.3x
VLY Valley National Bancorp $7.78B 12.9x 1.0x
FNB Fnb Corp/Pa/ $6.32B 11.3x 0.9x
FULT Fulton Financial Corp $4.54B 11.2x 1.3x
WSFS Wsfs Financial Corp $4.03B 12.4x 1.5x
BANF Bancfirst Corp /Ok/ $3.87B 15.3x 1.9x
WSBC Wesbanco Inc $3.70B 12.1x 0.9x
NIC Nicolet Bankshares Inc $3.60B 21.1x 1.6x
FFBC First Financial Bancorp /Oh/ $3.41B 12.2x 1.1x
SFNC Simmons First National Corp $3.36B 17.0x 1.0x
PRK Park National Corp /Oh/ $3.25B 15.8x 1.9x
BANC Banc Of California, Inc. $2.84B – 0.9x
NBTB Nbt Bancorp Inc $2.75B 13.2x 1.8x
TRMK Trustmark Corp $2.59B 9.2x 1.2x
FRME First Merchants Corp $2.56B 9.8x 1.0x
NWBI Northwest Bancshares, Inc. $2.24B 12.4x 1.2x
WAFD Wafd Inc $2.18B 8.0x 0.7x
FCF First Commonwealth Financial Corp /Pa/ $2.13B 13.3x 1.4x
CHCO City Holding Co $1.99B 15.5x 2.5x
TBBK Bancorp, Inc. $1.97B 7.0x 2.9x
DCOM Dime Commercial Bancshares, Inc. /Ny/ $1.85B 12.0x 1.2x
FSUN Firstsun Capital Bancorp $1.81B 19.0x 1.5x
OCFC Oceanfirst Financial Corp $1.75B 17.4x 1.1x
HOPE Hope Bancorp Inc $1.68B 24.9x 0.8x
NBHC National Bank Holdings Corp $1.66B 26.0x 1.0x
BFC Bank First Corp $1.64B 18.5x 2.0x
CASH Pathward Financial, Inc. $1.58B 9.4x 1.9x
BHRB Burke & Herbert Financial Services Corp. $1.41B 11.6x 1.2x
WABC Westamerica Bancorporation $1.38B 12.9x 1.8x
AMTB Amerant Bancorp Inc. $1.16B 19.0x 1.4x
FMCB Farmers & Merchants Bancorp $1.00B 10.4x 1.5x
CAC Camden National Corp $980M 10.1x 1.4x
HAFC Hanmi Financial Corp $969M 11.4x 1.2x
ALRS Alerus Financial Corp $842M 41.2x 1.5x
SMBK Smartfinancial Inc. $813M 14.7x 1.4x
FISI Financial Institutions Inc $783M 10.3x 1.4x
SHBI Shore Bancshares Inc $749M 9.3x 1.2x
PFIS Peoples Financial Services Corp. $723M 11.9x 1.4x
BCAL California Bancorp \ Ca $701M 11.6x 1.2x
CBNK Capital Bancorp Inc $691M 10.2x 1.6x
CARE Carter Bankshares, Inc. $636M 4.3x 1.2x
SFST Southern First Bancshares Inc $563M 10.8x 1.2x

Where ZION sits on the market map

Finance · National Commercial Banks
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News

Zions Bancorporation, National Association /Ut/ (ZION) stock news

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FAQ

Zions Bancorporation, National Association /Ut/ (ZION) stock forecast FAQ

What is the Zions Bancorporation, National Association /Ut/ (ZION) stock forecast?

Our AI scores Zions Bancorporation, National Association /Ut/ every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.

How accurate are Zions Bancorporation, National Association /Ut/ stock predictions?

For ZION, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 41.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 22.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Zions Bancorporation, National Association /Ut/ forecasts updated?

Zions Bancorporation, National Association /Ut/ forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 6, 2026.

Which companies are Zions Bancorporation, National Association /Ut/'s industry peers?

60 issuers in our coverage, ZION included, share the SEC industry code National Commercial Banks. The largest are: Jpmorgan Chase & Co (JPM), Bank Of America Corp /De/ (BAC), Wells Fargo & Company/Mn (WFC), Citigroup Inc (C), Ubs Group Ag (UBS), Capital One Financial Corp (COF).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.