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Model output · Signal date 2026-10-16

Zions Bancorporation, National Association /Ut/ (ZION) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D Neutral Alpha
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage Middle 30% of 5172 stocks scored
Rank correlation · 90D 47.0% Spearman, 357 dates
Market Cap $9.25B mid-cap · #18 of 60 peers
Summary

Zions Bancorporation, National Association /Ut/ (ZION) stock forecast summary

On Oct. 16, 2026, ZION is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5172 stocks scored that day.

Zions Bancorporation, National Association /Ut/ is a mid-cap company with a market capitalization of $9.25B. It ranks number 18 by market capitalization among the 60 National Commercial Banks issuers in our coverage with a current forecast.

For ZION, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 47.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 20.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

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Price

ZION price chart and AI forecast

ZION
Cross-section · 2026-10-16

How ZION ranks among 5172 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Zions Bancorporation, National Association /Ut/ (ZION) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the National Commercial Banks peers listed below that report each metric.

Valuation & Market

MetricZIONIndustry medianRank
Market Cap $9.25B $2.68B 18/60
P/E Ratio 8.06x 11.79x 54/58
P/B Ratio 1.20x 1.24x 36/59
Dividend Yield 2.94% 2.92% 25/51
EPS $7.86 – –
Book Value/Share $52.63 – –
Revenue/Share $4.75 – –
FCF/Share $11.51 – –

Profitability & Margins

MetricZIONIndustry medianRank
ROE 15.2% 10.6% 7/55
ROA 1.3% 1.2% 14/49
Net Margin 168.7% 29.8% 2/54
EBT Margin -215.0% 37.5% 58/59
Tax Rate -22.1% – –

Financial Health

MetricZIONIndustry medianRank
D/E Ratio 10.59x 7.94x 9/60
Financial Leverage 11.59x 8.97x 9/52

Cash Flow

MetricZIONIndustry medianRank
Operating Cash Flow $1.80B $231M 9/60
Free Cash Flow $1.68B $187M 3/43
Capital Spending -$121M -$15M 38/43
OCF Growth YoY 139.2% 32.2% 7/54
FCF Growth YoY 160.5% 36.1% 9/41
FCF/Sales 242.1% 29.8% 3/43
CapEx/Sales 17.4% 2.6% 2/43

Operational Efficiency

MetricZIONIndustry medianRank
Asset Turnover 0.01x 0.04x 47/49
Fixed Assets Turnover 0.5x 4.5x 51/52

Income Statement

MetricZIONIndustry medianRank
Total Revenue $694M $694M 29/57
Net Income $1.17B $199M 12/55

Dividend & Shareholder Information

MetricZIONIndustry medianRank
Dividends Per Share $1.86 – –
Payout Ratio 23.7% 35.7% 42/50
Shares Outstanding 146M – –
Net Income Growth 38.7% 18.4% 11/53
EPS Growth 22.2% 19.7% 27/55

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$793M0.9% of assets
Total Liabilities$81.36B91.3% of assets
Quarterly Financial Reports

ZION quarterly financials and insider trading

Industry Peers · National Commercial Banks

Zions Bancorporation, National Association /Ut/ (ZION) industry peers

Companies classified under the same SEC industry code as Zions Bancorporation, National Association /Ut/ (National Commercial Banks): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
ZION Zions Bancorporation, National Association /Ut/ ▶ $9.25B 8.1x 1.2x
JPM Jpmorgan Chase & Co ▲ $903.04B 14.6x 2.4x
BAC Bank Of America Corp /De/ ▲ $358.24B 9.8x 1.2x
WFC Wells Fargo & Company/Mn ▶ $253.62B 12.2x 1.4x
C Citigroup Inc ▲ $222.33B 17.8x 1.1x
UBS Ubs Group Ag ▼ $159.33B 9.7x –
MFG Mizuho Financial Group Inc ▶ $126.76B 2.2x 1.9x
COF Capital One Financial Corp ▼ $123.76B 11.7x 1.1x
USB Us Bancorp \De\ ▶ $91.50B 11.7x 1.4x
PNC Pnc Financial Services Group, Inc. ▶ $86.73B 12.0x 1.4x
TFC Truist Financial Corp ▼ $57.50B 9.0x 0.9x
HBAN Huntington Bancshares Inc /Md/ ▲ $30.85B 11.8x 1.0x
RF Regions Financial Corp ▲ $23.39B 11.7x 1.2x
KEY Keycorp /New/ ▲ $21.33B 12.4x 1.2x
FHN First Horizon Corp ▶ $10.84B 11.7x 1.2x
UMBF Umb Financial Corp ▼ $9.96B 10.8x 1.2x
ONB Old National Bancorp /In/ ▶ $9.78B 12.9x 1.2x
CFR Cullen/Frost Bankers, Inc. ▶ $9.64B 14.7x 2.1x
BOKF Bok Financial Corp ▶ $7.59B 11.8x 1.3x
VLY Valley National Bancorp ▲ $7.00B 11.7x 0.9x
FNB Fnb Corp/Pa/ ▶ $6.08B 10.6x 0.9x
FULT Fulton Financial Corp ▶ $4.28B 10.8x 1.2x
WSFS Wsfs Financial Corp ▶ $3.90B 12.8x 1.5x
BANF Bancfirst Corp /Ok/ ▶ $3.66B 14.7x 1.9x
WSBC Wesbanco Inc ▶ $3.57B 14.5x 0.9x
NIC Nicolet Bankshares Inc ▶ $3.43B 20.5x 1.5x
FFBC First Financial Bancorp /Oh/ ▼ $3.30B 11.8x 1.1x
PRK Park National Corp /Oh/ ▶ $3.23B 16.0x 1.9x
SFNC Simmons First National Corp ▶ $3.19B – 0.9x
BANC Banc Of California, Inc. ▲ $2.71B – 0.8x
NBTB Nbt Bancorp Inc ▶ $2.64B 13.0x 1.7x
TRMK Trustmark Corp ▶ $2.61B 11.6x 1.2x
FRME First Merchants Corp ▶ $2.29B 11.7x 0.9x
NWBI Northwest Bancshares, Inc. ▶ $2.19B 14.6x 1.1x
WAFD Wafd Inc ▲ $2.16B 7.9x 0.7x
FCF First Commonwealth Financial Corp /Pa/ ▶ $2.06B 12.8x 1.3x
TBBK Bancorp, Inc. ▶ $2.02B 7.6x 2.9x
CHCO City Holding Co ▶ $1.99B 15.5x 2.5x
FSUN Firstsun Capital Bancorp ▶ $1.77B 18.5x 1.5x
HOPE Hope Bancorp Inc ▶ $1.72B 13.9x 0.8x
DCOM Dime Commercial Bancshares, Inc. /Ny/ ▲ $1.71B 15.7x 1.1x
NBHC National Bank Holdings Corp ▶ $1.69B 14.9x 1.0x
BFC Bank First Corp ▼ $1.64B 19.2x 2.0x
OCFC Oceanfirst Financial Corp ▶ $1.53B 18.6x 0.9x
CASH Pathward Financial, Inc. ▶ $1.51B 9.0x 1.8x
WABC Westamerica Bancorporation ▶ $1.42B 13.5x 1.7x
BHRB Burke & Herbert Financial Services Corp. ▼ $1.41B 11.2x 1.2x
AMTB Amerant Bancorp Inc. ▲ $1.13B 23.4x 1.2x
FMCB Farmers & Merchants Bancorp ▼ $1.00B 10.4x 1.5x
CAC Camden National Corp ▶ $948M 9.9x 1.3x
HAFC Hanmi Financial Corp ▶ $923M 11.1x 1.1x
SMBK Smartfinancial Inc. ▶ $866M 15.6x 1.5x
ALRS Alerus Financial Corp ▲ $780M 44.2x 1.3x
FISI Financial Institutions Inc ▶ $775M 10.2x 1.4x
SHBI Shore Bancshares Inc ▶ $753M 12.0x 1.2x
BCAL California Bancorp \ Ca ▶ $700M 11.2x 1.2x
PFIS Peoples Financial Services Corp. ▲ $684M 12.1x 1.3x
CARE Carter Bankshares, Inc. ▶ $670M 4.9x 1.2x
CBNK Capital Bancorp Inc ▲ $645M 11.3x 1.5x
SFST Southern First Bancshares Inc ▲ $567M 11.3x 1.3x

Where ZION sits on the market map

Finance · National Commercial Banks
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News

Zions Bancorporation, National Association /Ut/ (ZION) stock news

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FAQ

Zions Bancorporation, National Association /Ut/ (ZION) stock forecast FAQ

What is the Zions Bancorporation, National Association /Ut/ (ZION) stock forecast?

On Oct. 16, 2026, ZION is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5172 stocks scored that day.

How accurate are Zions Bancorporation, National Association /Ut/ stock predictions?

For ZION, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 47.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 20.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Zions Bancorporation, National Association /Ut/ forecasts updated?

Zions Bancorporation, National Association /Ut/ forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Zions Bancorporation, National Association /Ut/'s industry peers?

60 issuers in our coverage, ZION included, share the SEC industry code National Commercial Banks. The largest are: Jpmorgan Chase & Co (JPM), Bank Of America Corp /De/ (BAC), Wells Fargo & Company/Mn (WFC), Citigroup Inc (C), Ubs Group Ag (UBS), Mizuho Financial Group Inc (MFG).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.