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Model output · Signal date 2026-10-16

Palomar Holdings, Inc. (PLMR) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D ▼ Bearish Exact rating locked
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage Bottom 35% of 5172 stocks scored
Rank correlation · 90D 14.0% Spearman, 357 dates
Market Cap $3.67B mid-cap · #24 of 55 peers
Summary

Palomar Holdings, Inc. (PLMR) stock forecast summary

Our AI ranks Palomar Holdings, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

Palomar Holdings, Inc. is a mid-cap company with a market capitalization of $3.67B. It ranks number 24 by market capitalization among the 55 Fire, Marine & Casualty Insurance issuers in our coverage with a current forecast.

For PLMR, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 14.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 19.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, PLMR included.

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Price

PLMR price chart and AI forecast

PLMR
Cross-section · 2026-10-16

How PLMR ranks among 5172 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Palomar Holdings, Inc. (PLMR) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Fire, Marine & Casualty Insurance peers listed below that report each metric.

Valuation & Market

MetricPLMRIndustry medianRank
Market Cap $3.67B $2.92B 24/55
P/E Ratio 18.79x 10.02x 3/49
P/B Ratio 3.75x 1.51x 5/54
EPS $7.43 – –
Book Value/Share $37.27 – –
Revenue/Share $41.47 – –
FCF/Share $15.76 – –

Profitability & Margins

MetricPLMRIndustry medianRank
ROE 20.7% 18.8% 20/51
ROA 5.1% 4.0% 20/50
Net Margin 18.6% 14.0% 16/51
EBT Margin 24.1% 17.2% 15/51
Tax Rate 22.8% – –

Financial Health

MetricPLMRIndustry medianRank
D/E Ratio 3.04x 3.04x 28/55
Financial Leverage 4.04x 4.04x 26/52

Cash Flow

MetricPLMRIndustry medianRank
Operating Cash Flow $415M $409M 27/56
Free Cash Flow $415M $574M 17/30
Capital Spending -$490K -$7M 5/30
OCF Growth YoY 9.0% 2.8% 15/44
FCF Growth YoY 9.0% 5.7% 11/24
FCF/Sales 38.0% 19.2% 5/30
CapEx/Sales 0.0% 0.4% 27/30

Operational Efficiency

MetricPLMRIndustry medianRank
Asset Turnover 0.28x 0.29x 27/50
Fixed Assets Turnover 409.5x 44.5x 2/30

Income Statement

MetricPLMRIndustry medianRank
Total Revenue $1.09B $1.75B 35/55
Net Income $203M $310M 29/51

Dividend & Shareholder Information

MetricPLMRIndustry medianRank
Shares Outstanding 26M – –
Net Income Growth 31.1% 30.4% 20/40
EPS Growth 30.6% 31.9% 25/43

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$63M1.6% of assets
Total Liabilities$2.98B75.3% of assets
Quarterly Financial Reports

PLMR quarterly financials and insider trading

Industry Peers · Fire, Marine & Casualty Insurance

Palomar Holdings, Inc. (PLMR) industry peers

Companies classified under the same SEC industry code as Palomar Holdings, Inc. (Fire, Marine & Casualty Insurance): 56 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
PLMR Palomar Holdings, Inc. ▼ $3.67B 18.8x 3.8x
BRK-B Berkshire Hathaway Inc ▼ $1.14T 13.3x 4.6x
CB Chubb Ltd ▼ $141.60B 12.7x 1.9x
PGR Progressive Corp/Oh/ ▶ $127.02B 11.0x 3.7x
TRV Travelers Companies, Inc. ▼ $81.25B 10.2x 2.8x
ALL Allstate Corp ▶ $62.68B 5.0x 1.9x
AIG American International Group, Inc. ▼ $42.22B 14.7x 1.0x
HIG Hartford Insurance Group, Inc. ▼ $36.60B 8.8x 1.9x
ACGL Arch Capital Group Ltd. ▼ $34.56B 7.9x 1.4x
WRB Berkley W R Corp ▼ $28.00B 15.5x 2.9x
CINF Cincinnati Financial Corp ▼ $26.28B 8.3x 1.6x
MKL Markel Group Inc. ▼ $22.92B 10.2x 1.2x
L Loews Corp ▼ $22.59B 13.6x 1.3x
EG Everest Group, Ltd. ▶ $14.92B 8.2x 1.0x
RNR Renaissancere Holdings Ltd ▼ $14.59B 6.8x 1.2x
CNA Cna Financial Corp ▶ $12.96B 12.7x 1.2x
AFG American Financial Group Inc ▼ $12.37B 13.0x 2.6x
KNSL Kinsale Capital Group, Inc. ▼ $8.32B 14.8x 4.1x
THG Hanover Insurance Group, Inc. ▼ $8.11B 11.1x 2.2x
AXS Axis Capital Holdings Ltd ▼ $7.68B 7.5x 1.2x
MCY Mercury General Corp ▶ $5.69B 6.1x 2.0x
RLI Rli Corp ▼ $5.60B 12.6x 3.2x
SIGI Selective Insurance Group Inc ▼ $5.31B 11.1x 1.5x
WTM White Mountains Insurance Group Ltd ▼ $5.16B 4.9x 1.0x
HG Hamilton Insurance Group, Ltd. ▶ $3.56B 5.6x 1.3x
LMND Lemonade, Inc. ▲ $3.42B – 6.9x
SLDE Slide Insurance Holdings, Inc. ▲ $3.16B 5.6x 2.7x
SPNT Siriuspoint Ltd ▶ $2.92B 6.8x 1.3x
SKWD Skyward Specialty Insurance Group, Inc. ▼ $2.72B 14.3x 2.1x
HCI Hci Group, Inc. ▶ $2.47B 8.5x 2.3x
PLGO Pelagos Insurance Capital Ltd ▶ $2.10B 7.0x 0.9x
HMN Horace Mann Educators Corp /De/ ▶ $1.88B 11.0x 1.3x
SAFT Safety Insurance Group Inc ▼ $1.53B 18.5x 1.7x
KMPR Kemper Corp ▼ $1.46B – 0.7x
UFCS United Fire Group Inc ▶ $1.45B 9.3x 1.5x
UVE Universal Insurance Holdings, Inc. ▶ $1.31B 6.2x 2.1x
ASIC Ategrity Specialty Insurance Co Holdings ▲ $1.31B 14.7x 2.0x
HRTG Heritage Insurance Holdings, Inc. ▶ $1.06B 4.5x 1.9x
HIPO Hippo Holdings Inc. ▶ $931M 7.9x 2.0x
EIG Employers Holdings, Inc. ▶ $920M 62.5x 1.1x
ROOT Root, Inc. ▶ $787M 14.1x –
DGICA Donegal Group Inc ▶ $693M 9.8x 1.0x
TIPT Tiptree Inc. ▼ $623M 17.0x 1.2x
AII American Integrity Insurance Group, Inc. ▲ $539M 5.9x 1.5x
ACIC American Coastal Insurance Corp ▶ $525M 5.4x 1.5x
GLRE Greenlight Capital Re, Ltd. ▶ $484M 6.4x 0.7x
AMSF Amerisafe Inc ▼ $468M 10.0x 1.9x
GBLI Global Indemnity Group, Llc ▲ $355M 13.5x 0.5x
NODK Ni Holdings, Inc. ▶ $303M 185.8x 1.2x
KWY Kingsway Corp ▲ $281M – 21.9x
KINS Kingstone Companies, Inc. ▲ $271M 5.9x 2.1x
JRVR James River Group Holdings, Inc. ▼ $177M 4.6x 0.3x
KG Kestrel Group Ltd ▲ $36M – 0.3x
PRHI Presurance Holdings, Inc. ▲ $30M – 1.1x
OXBR Oxbridge Re Holdings Ltd ▲ $8M – 1.1x
MHLA Maiden Holdings, Ltd. ▶ N/A – –

Where PLMR sits on the market map

Finance · Fire, Marine & Casualty Insurance
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News

Palomar Holdings, Inc. (PLMR) stock news

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FAQ

Palomar Holdings, Inc. (PLMR) stock forecast FAQ

What is the Palomar Holdings, Inc. (PLMR) stock forecast?

Our AI ranks Palomar Holdings, Inc. outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

How accurate are Palomar Holdings, Inc. stock predictions?

For PLMR, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 14.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 19.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Palomar Holdings, Inc. forecasts updated?

Palomar Holdings, Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Palomar Holdings, Inc.'s industry peers?

56 issuers in our coverage, PLMR included, share the SEC industry code Fire, Marine & Casualty Insurance. The largest are: Berkshire Hathaway Inc (BRK-B), Chubb Ltd (CB), Progressive Corp/Oh/ (PGR), Travelers Companies, Inc. (TRV), Allstate Corp (ALL), American International Group, Inc. (AIG).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.