Repay Holdings Corp (RPAY) Stock Forecast Nov. 6, 2026
Analysis updated on Nov. 6, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Repay Holdings Corp (RPAY) stock forecast summary
Our AI scores Repay Holdings Corp every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
Repay Holdings Corp is a small-cap company with a market capitalization of $395M. It ranks number 60 by market capitalization among the 60 Services-Business Services, NEC issuers in our coverage with a current forecast. Its Net Margin of -49.6% is the lowest of the 42 peers that report one.
For RPAY, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 34.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 27.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +3.1%, buy ≥ +1.5%, sell < -0.5%, strong sell < -1.8% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-11-06 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, RPAY included.
RPAY price chart and AI forecast
How RPAY ranks among 5150 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Repay Holdings Corp (RPAY) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Services-Business Services, NEC peers listed below that report each metric.
Valuation & Market
| Metric | RPAY | Rank |
|---|---|---|
| Market Cap | $395M | 60/60 |
| P/B Ratio | 0.84x | 46/47 |
| EPS | $-1.98 | – |
| Book Value/Share | $5.26 | – |
| Revenue/Share | $3.76 | – |
| FCF/Share | $1.23 | – |
Profitability & Margins
| Metric | RPAY | Rank |
|---|---|---|
| ROE | -35.4% | 36/38 |
| ROA | -10.4% | 37/40 |
| ROIC | -10.2% | 43/45 |
| Gross Margin | 73.5% | 6/42 |
| Operating Margin | -44.2% | 51/51 |
| Net Margin | -49.6% | 42/42 |
| EBT Margin | -53.6% | 53/53 |
| Tax Rate | 2.6% | – |
Financial Health
| Metric | RPAY | Rank |
|---|---|---|
| Current Ratio | 1.45x | 25/56 |
| Quick Ratio | 1.43x | 6/9 |
| D/E Ratio | 2.41x | 19/52 |
| Financial Leverage | 3.40x | 18/48 |
| Interest Coverage | -0.4x | 41/48 |
| Working Capital | $66M | 44/56 |
Cash Flow
| Metric | RPAY | Rank |
|---|---|---|
| Operating Cash Flow | $113M | 43/54 |
| Free Cash Flow | $110M | 34/45 |
| Capital Spending | -$3M | 8/45 |
| OCF Growth YoY | -13.3% | 39/46 |
| FCF Growth YoY | -14.9% | 32/40 |
| FCF/Sales | 32.6% | 9/45 |
| CapEx/Sales | 0.7% | 32/45 |
Operational Efficiency
| Metric | RPAY | Rank |
|---|---|---|
| Asset Turnover | 0.21x | 37/42 |
| Receivables Turnover | 5.3x | 30/42 |
| Inventory Turnover | 38.8x | 5/8 |
| Fixed Assets Turnover | 89.8x | 7/44 |
| Days Sales Outstanding | 69 days | 13/42 |
| Days Inventory | 9 days | 4/8 |
| Payables Period | 180 days | 1/36 |
| Cash Conversion Cycle | -101 days | 5/5 |
Income Statement
| Metric | RPAY | Rank |
|---|---|---|
| Total Revenue | $338M | 46/48 |
| Operating Income | -$149M | 48/52 |
| Net Income | -$167M | 39/42 |
| SG&A Expense | $154M | 40/43 |
| Cost of Goods Sold | $90M | 40/43 |
Dividend & Shareholder Information
| Metric | RPAY | Rank |
|---|---|---|
| Shares Outstanding | 90M | – |
Balance Sheet Highlights (USD millions)
| Total Current Assets | $213M | 13.2% of assets |
| Cash & Short-term Investments | $84M | 5.2% of assets |
| Accounts Receivable | $64M | 4.0% of assets |
| Inventory | $2M | 0.1% of assets |
| Total Liabilities | $1.14B | 70.8% of assets |
| Short-term Debt | $103M | 6.4% of assets |
RPAY quarterly financials and insider trading
Repay Holdings Corp (RPAY) industry peers
Companies classified under the same SEC industry code as Repay Holdings Corp (Services-Business Services, NEC): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| RPAY Repay Holdings Corp | $395M | |
| V Visa Inc. | $775.82B | |
| MA Mastercard Inc | $568.62B | |
| BABA Alibaba Group Holding Ltd | $253.85B | |
| ACN Accenture Plc | $174.28B | |
| UBER Uber Technologies, Inc | $140.49B | |
| PDD Pdd Holdings Inc. | $120.37B | |
| DASH Doordash, Inc. | $78.33B | |
| MELI Mercadolibre Inc | $76.55B | |
| RELX Relx Plc | $73.07B | |
| EBAY Ebay Inc | $53.54B | |
| PYPL Paypal Holdings, Inc. | $49.21B | |
| MSCI Msci Inc. | $45.83B | |
| FISV Fiserv Inc | $33.44B | |
| CPAY Corpay, Inc. | $29.89B | |
| TCOM Trip.Com Group Ltd | $29.06B | |
| GPN Global Payments Inc | $25.77B | |
| BR Broadridge Financial Solutions, Inc. | $21.71B | |
| KSPI Joint Stock Co Kaspi.Kz | $17.44B | |
| RBA Rb Global Inc. | $17.32B | |
| FICO Fair Isaac Corp | $15.22B | |
| FIS Fidelity National Information Services, Inc. | $14.82B | |
| GRAB Grab Holdings Ltd | $13.95B | |
| CART Maplebear Inc. | $13.45B | |
| CSGP Costar Group, Inc. | $12.29B | |
| AKAM Akamai Technologies Inc | $11.94B | |
| WSE Wise Group Plc | $11.42B | |
| HQY Healthequity, Inc. | $8.57B | |
| ETSY Etsy Inc | $7.75B | |
| ANDG Andersen Group Inc. | $7.34B | |
| Z Zillow Group, Inc. | $6.81B | |
| EXLS Exlservice Holdings, Inc. | $6.51B | |
| LYFT Lyft, Inc. | $6.47B | |
| XMTR Xometry, Inc. | $6.25B | |
| WEX Wex Inc. | $5.91B | |
| MBGL Mobility Global Inc. | $5.86B | |
| AMTM Amentum Holdings, Inc. | $5.20B | |
| SEZL Sezzle Inc. | $5.03B | |
| RELY Remitly Global, Inc. | $4.56B | |
| PAY Paymentus Holdings, Inc. | $4.22B | |
| DLO Dlocal Ltd | $4.11B | |
| FOUR Shift4 Payments, Inc. | $3.47B | |
| MMS Maximus, Inc. | $3.43B | |
| TNET Trinet Group, Inc. | $3.05B | |
| CBZ Cbiz, Inc. | $3.03B | |
| PAYO Payoneer Global Inc. | $2.42B | |
| TIC Tic Solutions, Inc. | $2.26B | |
| CNXC Concentrix Corp | $1.85B | |
| LQDT Liquidity Services Inc | $1.37B | |
| NUTX Nutex Health Inc. | $1.36B | |
| RDWR Radware Ltd | $1.30B | |
| QNST Quinstreet, Inc | $1.18B | |
| RSKD Riskified Ltd. | $1.13B | |
| PAYS Paysign, Inc. | $809M | |
| PHR Phreesia, Inc. | $783M | |
| MAX Mediaalpha, Inc. | $736M | |
| CASS Cass Information Systems Inc | $694M | |
| PRTH Priority Technology Holdings, Inc. | $650M | |
| RMNI Rimini Street, Inc. | $484M | |
| ADV Advantage Solutions Inc. | $405M |
Where RPAY sits on the market map
Repay Holdings Corp (RPAY) stock news
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Repay Holdings Corp (RPAY) stock forecast FAQ
What is the Repay Holdings Corp (RPAY) stock forecast?
Our AI scores Repay Holdings Corp every trading day against every stock it covers. Create a free account and follow it to see its rating and price target.
How accurate are Repay Holdings Corp stock predictions?
For RPAY, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 34.0%, measured on 357 forecast dates between 2022-08-19 and 2026-08-07 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 27.0%, measured on 400 forecast dates between 2022-08-19 and 2026-10-07. Across our coverage, the out-of-sample test on 4629 stocks from 2025-01-06 to 2026-08-04 produced a positive net return in 92.9% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Repay Holdings Corp forecasts updated?
Repay Holdings Corp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Nov. 6, 2026.
Which companies are Repay Holdings Corp's industry peers?
60 issuers in our coverage, RPAY included, share the SEC industry code Services-Business Services, NEC. The largest are: Visa Inc. (V), Mastercard Inc (MA), Alibaba Group Holding Ltd (BABA), Accenture Plc (ACN), Uber Technologies, Inc (UBER), Pdd Holdings Inc. (PDD).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.