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Model output · Signal date 2026-10-16

Sezzle Inc. (SEZL) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

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Rating · 90D Neutral Alpha
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage Middle 30% of 5172 stocks scored
Rank correlation · 90D 50.0% Spearman, 302 dates
Market Cap $4.30B mid-cap · #39 of 60 peers
Summary

Sezzle Inc. (SEZL) stock forecast summary

On Oct. 16, 2026, SEZL is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5172 stocks scored that day.

Sezzle Inc. is a mid-cap company with a market capitalization of $4.30B. It ranks number 39 by market capitalization among the 60 Services-Business Services, NEC issuers in our coverage with a current forecast.

For SEZL, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 50.0%, measured on 302 forecast dates between 2023-08-18 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 30.0%, measured on 345 forecast dates between 2023-08-18 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

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Price

SEZL price chart and AI forecast

SEZL
Cross-section · 2026-10-16

How SEZL ranks among 5172 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Sezzle Inc. (SEZL) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Services-Business Services, NEC peers listed below that report each metric.

Valuation & Market

MetricSEZLIndustry medianRank
Market Cap $4.30B $6.48B 39/60
P/E Ratio 27.87x 28.72x 24/46
P/B Ratio 18.45x 4.54x 6/47
EPS $4.58 – –
Book Value/Share $6.92 – –
Revenue/Share $15.79 – –
FCF/Share $9.73 – –

Profitability & Margins

MetricSEZLIndustry medianRank
ROE 69.3% 21.3% 5/39
ROA 35.4% 5.8% 3/42
ROIC 60.5% 15.2% 4/44
Operating Margin 40.4% 11.0% 7/51
Net Margin 30.4% 9.5% 5/45
EBT Margin 37.8% 10.0% 6/53
Tax Rate 19.6% – –

Financial Health

MetricSEZLIndustry medianRank
Current Ratio 4.02x 1.31x 4/55
D/E Ratio 0.96x 1.45x 37/51
Financial Leverage 1.96x 2.45x 34/47
Interest Coverage 13.9x 6.1x 12/48
Working Capital $307M $361M 31/55

Cash Flow

MetricSEZLIndustry medianRank
Operating Cash Flow $329M $494M 35/54
Free Cash Flow $328M $488M 27/45
Capital Spending -$990K -$56M 3/45
OCF Growth YoY 1025.2% 9.3% 2/45
FCF Growth YoY 1040.4% 5.1% 2/40
FCF/Sales 61.6% 16.3% 2/45
CapEx/Sales 0.2% 1.7% 42/45

Operational Efficiency

MetricSEZLIndustry medianRank
Asset Turnover 1.17x 0.75x 9/42

Income Statement

MetricSEZLIndustry medianRank
Total Revenue $532M $3.77B 43/48
Operating Income $215M $369M 29/52
Net Income $161M $224M 25/45

Dividend & Shareholder Information

MetricSEZLIndustry medianRank
Shares Outstanding 34M – –
Net Income Growth 54.4% 15.2% 6/35
EPS Growth 56.7% 21.9% 7/36

Balance Sheet Highlights (USD millions)

Total Current Assets$408M89.5% of assets
Cash & Short-term Investments$80M17.5% of assets
Total Liabilities$224M49.0% of assets
Short-term Debt$44M9.6% of assets
Quarterly Financial Reports

SEZL quarterly financials and insider trading

Industry Peers · Services-Business Services, NEC

Sezzle Inc. (SEZL) industry peers

Companies classified under the same SEC industry code as Sezzle Inc. (Services-Business Services, NEC): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

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Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
SEZL Sezzle Inc. ▶ $4.30B 27.9x 18.5x
V Visa Inc. ▶ $739.03B 33.2x 20.7x
MA Mastercard Inc ▼ $540.87B 34.0x 96.4x
BABA Alibaba Group Holding Ltd ▶ $253.06B 76.8x 1.7x
ACN Accenture Plc ▶ $153.33B 16.9x 4.9x
UBER Uber Technologies, Inc ▶ $143.69B 13.4x 5.3x
PDD Pdd Holdings Inc. ▼ $116.09B – 27.8x
MELI Mercadolibre Inc ▶ $92.98B 49.9x 11.9x
DASH Doordash, Inc. ▶ $81.96B 97.5x 8.3x
RELX Relx Plc ▼ $71.05B 7.5x –
EBAY Ebay Inc ▼ $53.52B 25.0x 11.5x
PYPL Paypal Holdings, Inc. ▼ $53.05B 10.6x 2.7x
MSCI Msci Inc. ▼ $41.37B 31.1x –
CPAY Corpay, Inc. ▼ $26.25B 24.4x 7.4x
TCOM Trip.Com Group Ltd ▼ $26.21B 13.3x 11.1x
FISV Fiserv Inc ▼ $25.29B 9.1x 0.9x
GPN Global Payments Inc ▼ $22.14B – 1.0x
BR Broadridge Financial Solutions, Inc. ▼ $19.97B 18.2x 7.0x
FIS Fidelity National Information Services, Inc. ▼ $18.57B 5.4x 1.2x
KSPI Joint Stock Co Kaspi.Kz ▶ $17.73B – –
FICO Fair Isaac Corp ▲ $16.66B 22.3x –
RBA Rb Global Inc. ▼ $15.61B 38.0x 2.8x
CSGP Costar Group, Inc. ▶ $13.09B 215.4x 1.7x
AKAM Akamai Technologies Inc ▲ $12.62B 30.5x 2.7x
GRAB Grab Holdings Ltd ▶ $12.03B – –
CART Maplebear Inc. ▶ $11.54B 30.4x 5.0x
WSE Wise Group Plc ▶ $11.19B – 5.8x
ETSY Etsy Inc ▲ $7.81B 109.2x –
HQY Healthequity, Inc. ▼ $7.61B 36.0x 3.8x
Z Zillow Group, Inc. ▲ $6.93B 513.7x 1.6x
ANDG Andersen Group Inc. ▲ $6.58B – –
LYFT Lyft, Inc. ▶ $6.37B 2.5x –
EXLS Exlservice Holdings, Inc. ▶ $6.28B 25.2x 8.1x
WEX Wex Inc. ▼ $6.20B 18.2x 4.6x
MBGL Mobility Global Inc. ▶ $5.51B – 0.6x
XMTR Xometry, Inc. ▲ $5.21B – –
RELY Remitly Global, Inc. ▲ $5.11B 20.0x 4.5x
AMTM Amentum Holdings, Inc. ▼ $4.77B 39.0x 1.0x
DLO Dlocal Ltd ▶ $4.33B – –
PAY Paymentus Holdings, Inc. ▶ $3.97B 51.7x 6.5x
TNET Trinet Group, Inc. ▼ $3.25B 18.8x 26.0x
MMS Maximus, Inc. ▼ $3.22B 8.3x 1.9x
FOUR Shift4 Payments, Inc. ▶ $3.11B 29.6x 10.4x
CBZ Cbiz, Inc. ▼ $2.97B 238.2x 1.6x
PAYO Payoneer Global Inc. ▼ $2.41B 54.8x 3.7x
TIC Tic Solutions, Inc. ▶ $1.89B – 0.9x
ACVA Acv Auctions Inc. ▲ $1.78B – 4.6x
CNXC Concentrix Corp ▲ $1.70B – 1.0x
LQDT Liquidity Services Inc ▼ $1.37B 45.7x 5.8x
NUTX Nutex Health Inc. ▲ $1.31B 7.1x 3.3x
RDWR Radware Ltd ▲ $1.17B 1357.9x 3.4x
RSKD Riskified Ltd. ▲ $1.09B – 3.7x
QNST Quinstreet, Inc ▲ $932M 11.7x 2.9x
PAYS Paysign, Inc. ▲ $836M 67.3x 13.9x
CASS Cass Information Systems Inc ▶ $700M 19.8x 2.9x
PHR Phreesia, Inc. ▶ $679M 182.3x 2.6x
PRTH Priority Technology Holdings, Inc. ▶ $645M 11.9x –
MAX Mediaalpha, Inc. ▲ $609M 8.4x 21.4x
CTEV Claritev Corp ▲ $375M – –
RMNI Rimini Street, Inc. ▲ $374M 40.1x –

Where SEZL sits on the market map

Trade & Services · Services-Business Services, NEC
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News

Sezzle Inc. (SEZL) stock news

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FAQ

Sezzle Inc. (SEZL) stock forecast FAQ

What is the Sezzle Inc. (SEZL) stock forecast?

On Oct. 16, 2026, SEZL is rated Neutral: its 90-day Alpha forecast sits in the middle 30% of the 5172 stocks scored that day.

How accurate are Sezzle Inc. stock predictions?

For SEZL, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 50.0%, measured on 302 forecast dates between 2023-08-18 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 30.0%, measured on 345 forecast dates between 2023-08-18 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Sezzle Inc. forecasts updated?

Sezzle Inc. forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Sezzle Inc.'s industry peers?

60 issuers in our coverage, SEZL included, share the SEC industry code Services-Business Services, NEC. The largest are: Visa Inc. (V), Mastercard Inc (MA), Alibaba Group Holding Ltd (BABA), Accenture Plc (ACN), Uber Technologies, Inc (UBER), Pdd Holdings Inc. (PDD).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.