Repay Holdings Corp (RPAY) Stock Forecast Oct. 16, 2026
Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq
Repay Holdings Corp (RPAY) stock forecast summary
Our AI ranks Repay Holdings Corp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
Repay Holdings Corp is a small-cap company with a market capitalization of $332M. It ranks number 60 by market capitalization among the 60 Services-Business Services, NEC issuers in our coverage with a current forecast. Its Net Margin of -49.6% is the lowest of the 45 peers that report one.
For RPAY, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 43.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 37.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)
A free account shows the exact forecast, rating and rank of 3 tickers you follow, RPAY included.
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How RPAY ranks among 5184 stocks
90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).
Repay Holdings Corp (RPAY) fundamentals
Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Services-Business Services, NEC peers listed below that report each metric.
Valuation & Market
| Metric | RPAY | Rank |
|---|---|---|
| Market Cap | $332M | 60/60 |
| P/B Ratio | 0.70x | 47/48 |
| EPS | $-1.98 | – |
| Book Value/Share | $5.73 | – |
| Revenue/Share | $4.10 | – |
| FCF/Share | $1.33 | – |
Profitability & Margins
| Metric | RPAY | Rank |
|---|---|---|
| ROE | -35.4% | 39/40 |
| ROA | -10.4% | 40/42 |
| ROIC | -10.2% | 42/44 |
| Gross Margin | 73.5% | 6/41 |
| Operating Margin | -44.2% | 51/51 |
| Net Margin | -49.6% | 45/45 |
| EBT Margin | -53.6% | 53/53 |
| Tax Rate | 2.6% | – |
Financial Health
| Metric | RPAY | Rank |
|---|---|---|
| Current Ratio | 1.45x | 26/55 |
| Quick Ratio | 1.43x | 7/10 |
| D/E Ratio | 2.41x | 18/52 |
| Financial Leverage | 3.40x | 17/48 |
| Interest Coverage | -0.4x | 42/48 |
| Working Capital | $66M | 44/55 |
Cash Flow
| Metric | RPAY | Rank |
|---|---|---|
| Operating Cash Flow | $113M | 44/54 |
| Free Cash Flow | $110M | 35/45 |
| Capital Spending | -$3M | 6/45 |
| OCF Growth YoY | -13.3% | 37/46 |
| FCF Growth YoY | -14.9% | 30/41 |
| FCF/Sales | 32.6% | 11/45 |
| CapEx/Sales | 0.7% | 32/45 |
Operational Efficiency
| Metric | RPAY | Rank |
|---|---|---|
| Asset Turnover | 0.21x | 36/42 |
| Receivables Turnover | 5.3x | 31/41 |
| Inventory Turnover | 38.8x | 5/9 |
| Fixed Assets Turnover | 89.8x | 7/43 |
| Days Sales Outstanding | 69 days | 11/41 |
| Days Inventory | 9 days | 5/9 |
| Payables Period | 180 days | 1/34 |
| Cash Conversion Cycle | -101 days | 6/6 |
Income Statement
| Metric | RPAY | Rank |
|---|---|---|
| Total Revenue | $338M | 46/48 |
| Operating Income | -$149M | 50/52 |
| Net Income | -$167M | 42/45 |
| SG&A Expense | $154M | 38/42 |
| Cost of Goods Sold | $90M | 39/42 |
Dividend & Shareholder Information
| Metric | RPAY | Rank |
|---|---|---|
| Shares Outstanding | 82M | – |
Balance Sheet Highlights (USD millions)
| Total Current Assets | $213M | 13.2% of assets |
| Cash & Short-term Investments | $84M | 5.2% of assets |
| Accounts Receivable | $64M | 4.0% of assets |
| Inventory | $2M | 0.1% of assets |
| Total Liabilities | $1.14B | 70.8% of assets |
| Short-term Debt | $103M | 6.4% of assets |
RPAY quarterly financials and insider trading
Repay Holdings Corp (RPAY) industry peers
Companies classified under the same SEC industry code as Repay Holdings Corp (Services-Business Services, NEC): 60 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.
Reveal all forecasts · See exact % predictions for all competitors
Sign up free| Company | 90-Day AI Forecast (Alpha) | Market Cap |
|---|---|---|
| RPAY Repay Holdings Corp | ▼ | $332M |
| V Visa Inc. | ▶ | $739.03B |
| MA Mastercard Inc | ▼ | $540.87B |
| BABA Alibaba Group Holding Ltd | ▶ | $253.06B |
| ACN Accenture Plc | ▶ | $153.38B |
| UBER Uber Technologies, Inc | ▶ | $143.69B |
| PDD Pdd Holdings Inc. | ▼ | $116.09B |
| MELI Mercadolibre Inc | ▶ | $92.98B |
| DASH Doordash, Inc. | ▶ | $81.96B |
| RELX Relx Plc | ▼ | $71.05B |
| EBAY Ebay Inc | ▼ | $53.52B |
| PYPL Paypal Holdings, Inc. | ▼ | $53.05B |
| MSCI Msci Inc. | ▼ | $41.37B |
| CPAY Corpay, Inc. | ▼ | $26.25B |
| TCOM Trip.Com Group Ltd | ▼ | $26.21B |
| FISV Fiserv Inc | ▼ | $25.29B |
| GPN Global Payments Inc | ▼ | $22.14B |
| BR Broadridge Financial Solutions, Inc. | ▼ | $19.97B |
| FIS Fidelity National Information Services, Inc. | ▼ | $18.57B |
| KSPI Joint Stock Co Kaspi.Kz | ▶ | $17.73B |
| FICO Fair Isaac Corp | ▲ | $16.66B |
| RBA Rb Global Inc. | ▼ | $15.61B |
| CSGP Costar Group, Inc. | ▶ | $13.09B |
| AKAM Akamai Technologies Inc | ▲ | $12.62B |
| GRAB Grab Holdings Ltd | ▶ | $12.03B |
| CART Maplebear Inc. | ▶ | $11.54B |
| WSE Wise Group Plc | ▶ | $11.19B |
| ETSY Etsy Inc | ▲ | $7.81B |
| HQY Healthequity, Inc. | ▼ | $7.61B |
| Z Zillow Group, Inc. | ▲ | $6.93B |
| ANDG Andersen Group Inc. | ▲ | $6.58B |
| LYFT Lyft, Inc. | ▶ | $6.37B |
| EXLS Exlservice Holdings, Inc. | ▶ | $6.28B |
| WEX Wex Inc. | ▼ | $6.20B |
| MBGL Mobility Global Inc. | ▶ | $5.51B |
| XMTR Xometry, Inc. | ▲ | $5.21B |
| RELY Remitly Global, Inc. | ▲ | $5.11B |
| AMTM Amentum Holdings, Inc. | ▼ | $4.77B |
| DLO Dlocal Ltd | ▶ | $4.33B |
| SEZL Sezzle Inc. | ▶ | $4.30B |
| PAY Paymentus Holdings, Inc. | ▶ | $3.97B |
| TNET Trinet Group, Inc. | ▼ | $3.25B |
| MMS Maximus, Inc. | ▼ | $3.22B |
| FOUR Shift4 Payments, Inc. | ▶ | $3.11B |
| CBZ Cbiz, Inc. | ▼ | $2.97B |
| PAYO Payoneer Global Inc. | ▼ | $2.41B |
| TIC Tic Solutions, Inc. | ▶ | $1.89B |
| ACVA Acv Auctions Inc. | ▲ | $1.78B |
| CNXC Concentrix Corp | ▲ | $1.70B |
| LQDT Liquidity Services Inc | ▼ | $1.37B |
| NUTX Nutex Health Inc. | ▲ | $1.31B |
| RDWR Radware Ltd | ▲ | $1.17B |
| RSKD Riskified Ltd. | ▲ | $1.09B |
| QNST Quinstreet, Inc | ▲ | $932M |
| PAYS Paysign, Inc. | ▲ | $836M |
| CASS Cass Information Systems Inc | ▶ | $700M |
| PHR Phreesia, Inc. | ▶ | $679M |
| PRTH Priority Technology Holdings, Inc. | ▶ | $645M |
| MAX Mediaalpha, Inc. | ▲ | $609M |
| CTEV Claritev Corp | ▲ | $375M |
Where RPAY sits on the market map
Repay Holdings Corp (RPAY) stock news
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Repay Holdings Corp (RPAY) stock forecast FAQ
What is the Repay Holdings Corp (RPAY) stock forecast?
Our AI ranks Repay Holdings Corp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.
How accurate are Repay Holdings Corp stock predictions?
For RPAY, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 43.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 37.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report
How often are Repay Holdings Corp forecasts updated?
Repay Holdings Corp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.
Which companies are Repay Holdings Corp's industry peers?
60 issuers in our coverage, RPAY included, share the SEC industry code Services-Business Services, NEC. The largest are: Visa Inc. (V), Mastercard Inc (MA), Alibaba Group Holding Ltd (BABA), Accenture Plc (ACN), Uber Technologies, Inc (UBER), Pdd Holdings Inc. (PDD).
This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.