Intratio
Loading...
Skip to main content
Model output · Signal date 2026-10-16

Finward Bancorp (FNWD) Stock Forecast Oct. 16, 2026

Analysis updated on Oct. 16, 2026 (UTC) · Alpha · vs marketSwitch to Total · Nasdaq

Follow Unlock full AI forecasts
Rating · 90D ▼ Bearish Exact rating locked
90-day forecast Sign up free to reveal
30-day forecast Alpha
Rank in coverage Bottom 35% of 5172 stocks scored
Rank correlation · 90D 12.0% Spearman, 357 dates
Market Cap $182M small-cap · #19 of 34 peers
Summary

Finward Bancorp (FNWD) stock forecast summary

Our AI ranks Finward Bancorp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

Finward Bancorp is a small-cap company with a market capitalization of $182M. It ranks number 19 by market capitalization among the 34 Savings Institution, Federally Chartered issuers in our coverage with a current forecast.

For FNWD, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 12.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 9.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

Expected return relative to the market over the horizon: a positive alpha means the model expects the stock to beat the market, whatever the market does. Ratings: strong buy ≥ +1.8%, buy ≥ +0.2%, sell < -0.9%, strong sell < -1.2% (top 15%, next 20%, middle 30%, next 20%, bottom 15% of the 2026-10-16 signals)

A free account shows the exact forecast, rating and rank of 3 tickers you follow, FNWD included.

Follow FNWD free
Price

FNWD price chart and AI forecast

FNWD
Cross-section · 2026-10-16

How FNWD ranks among 5172 stocks

90D Alpha forecasts of every company scored, cut into five relative ratings at the 15th, 35th, 65th and 85th percentiles (dashed lines).

Fundamentals · 2026-06-30

Finward Bancorp (FNWD) fundamentals

Trailing twelve months. The industry median and the rank (1 = highest) are taken over the Savings Institution, Federally Chartered peers listed below that report each metric.

Valuation & Market

MetricFNWDIndustry medianRank
Market Cap $182M $194M 19/34
P/E Ratio 22.56x 15.03x 7/26
P/B Ratio 1.02x 1.00x 13/33
Dividend Yield 1.43% 2.54% 16/19
EPS $1.86 – –
Book Value/Share $41.15 – –
Revenue/Share $15.92 – –
FCF/Share $3.82 – –

Profitability & Margins

MetricFNWDIndustry medianRank
ROE 5.5% 6.0% 17/31
ROA 0.5% 0.7% 21/31
Net Margin 14.2% 20.8% 23/31
EBT Margin 15.2% 25.9% 24/33
Tax Rate 6.5% – –

Financial Health

MetricFNWDIndustry medianRank
D/E Ratio 10.45x 8.35x 6/34
Financial Leverage 11.45x 9.23x 5/33

Cash Flow

MetricFNWDIndustry medianRank
Operating Cash Flow $17M $20M 19/34
Free Cash Flow $17M $20M 17/27
Capital Spending -$760K -$2M 10/27
OCF Growth YoY 115.3% 40.0% 7/30
FCF Growth YoY 141.6% 26.6% 6/22
FCF/Sales 24.0% 30.5% 18/26
CapEx/Sales 1.1% 1.8% 19/26

Operational Efficiency

MetricFNWDIndustry medianRank
Asset Turnover 0.03x 0.03x 16/31
Fixed Assets Turnover 1.6x 3.5x 22/28

Income Statement

MetricFNWDIndustry medianRank
Total Revenue $69M $59M 13/31
Net Income $10M $13M 18/31

Dividend & Shareholder Information

MetricFNWDIndustry medianRank
Dividends Per Share $0.60 – –
Payout Ratio 32.3% 39.5% 12/16
Shares Outstanding 4M – –
Net Income Growth 84.7% 22.5% 2/24
EPS Growth 63.2% 23.9% 3/26

Balance Sheet Highlights (USD millions)

Cash & Short-term Investments$94M4.6% of assets
Total Liabilities$1.86B91.3% of assets
Quarterly Financial Reports

FNWD quarterly financials and insider trading

Industry Peers · Savings Institution, Federally Chartered

Finward Bancorp (FNWD) industry peers

Companies classified under the same SEC industry code as Finward Bancorp (Savings Institution, Federally Chartered): 34 common-stock issuers with a forecast this week, one row per issuer, largest first. This is a classification match, not a curated list of competitors.

Reveal all forecasts · See exact % predictions for all competitors

Sign up free
Company 90-Day AI Forecast (Alpha) Market Cap P/E Ratio P/B Ratio
FNWD Finward Bancorp ▼ $182M 22.6x 1.0x
HSBC Hsbc Holdings Plc ▼ $334.76B 23.8x –
AX Axos Financial, Inc. ▼ $5.00B 10.4x 1.6x
EBC Eastern Bankshares, Inc. ▼ $4.87B 14.3x 1.1x
TFSL Tfs Financial Corp ▶ $4.58B 46.7x 2.3x
PFS Provident Financial Services Inc ▼ $2.90B 9.8x 1.0x
CFFN Capitol Federal Financial, Inc. ▲ $1.03B 14.3x 1.0x
HTB Hometrust Bancshares, Inc. ▶ $786M 50.1x 1.3x
KRNY Kearny Financial Corp. ▼ $582M 15.7x 0.8x
NRIM Northrim Bancorp Inc ▲ $524M 9.7x 1.5x
PDLB Ponce Financial Group, Inc. ▲ $487M 15.5x 0.9x
FMAO Farmers & Merchants Bancorp Inc ▲ $486M 12.9x 1.3x
WSBF Waterstone Financial, Inc. ▲ $358M 12.9x 1.0x
FNRN First Northern Community Bancorp ▲ $275M 13.8x 1.3x
WNEB Western New England Bancorp, Inc. ▲ $272M 19.4x 1.1x
BCBP Bcb Bancorp Inc ▲ $250M – 0.9x
CZWI Citizens Community Bancorp Inc. ▲ $205M 17.1x 1.1x
FCAP First Capital Inc ▶ $205M 9.4x 1.4x
BVFL Bv Financial, Inc. ▲ $184M 13.9x 1.0x
FGBI First Guaranty Bancshares, Inc. ▲ $136M – 0.6x
MGYR Magyar Bancorp, Inc. ▶ $128M 12.0x 1.0x
RVSB Riverview Bancorp Inc ▶ $120M – 0.8x
PROV Provident Financial Holdings Inc ▶ $113M 17.6x 0.9x
SFBC Sound Financial Bancorp, Inc. ▲ $111M 14.6x 1.0x
BYFC Broadway Financial Corp \De\ ▶ $106M – 4.1x
FDSB Fifth District Bancorp, Inc. ▲ $88M 62.5x 0.7x
CPBI Central Plains Bancshares, Inc. ▲ $83M 17.0x 0.9x
NSTS Nsts Bancorp, Inc. ▼ $75M – 0.9x
HFBL Home Federal Bancorp, Inc. Of Louisiana ▲ $73M 11.9x 1.2x
CLST Catalyst Bancorp, Inc. ▶ $69M 30.4x 0.8x
KFFB Kentucky First Federal Bancorp ▲ $44M 49.1x 0.9x
MGNO Magnolia Bancorp, Inc. ▼ $12M – 0.6x
CARV Carver Bancorp Inc ▲ $9M – 0.3x
MFBI Monroe Federal Bancorp, Inc. ▼ $7M – 0.6x

Where FNWD sits on the market map

Finance · Savings Institution, Federally Chartered
Explore the map →
News

Finward Bancorp (FNWD) stock news

Loading...

FAQ

Finward Bancorp (FNWD) stock forecast FAQ

What is the Finward Bancorp (FNWD) stock forecast?

Our AI ranks Finward Bancorp outside the neutral middle of its coverage (a directional signal). Create a free account and follow it to see the exact price target.

How accurate are Finward Bancorp stock predictions?

For FNWD, the Spearman rank correlation between our 90-day forecasts and the returns that followed is 12.0%, measured on 357 forecast dates between 2022-07-29 and 2026-07-17 on this stock's own recent history. A rank correlation runs from -100% to +100%: it measures whether higher forecasts were followed by higher returns, and a value near zero or below means the model has shown little skill on this stock. On the 30-day forecasts the same correlation is 9.0%, measured on 400 forecast dates between 2022-07-29 and 2026-09-16. Across our coverage, the out-of-sample test on 4495 stocks from 2025-01-06 to 2026-07-07 produced a positive net return in 82.5% of rebalance periods (factor-neutral book, net of estimated costs). Full backtest report

How often are Finward Bancorp forecasts updated?

Finward Bancorp forecasts are refreshed on trading days as the daily model run completes. The forecast on this page was produced on Oct. 16, 2026.

Which companies are Finward Bancorp's industry peers?

34 issuers in our coverage, FNWD included, share the SEC industry code Savings Institution, Federally Chartered. The largest are: Hsbc Holdings Plc (HSBC), Axos Financial, Inc. (AX), Eastern Bankshares, Inc. (EBC), Tfs Financial Corp (TFSL), Provident Financial Services Inc (PFS), Capitol Federal Financial, Inc. (CFFN).

This analysis is generated automatically using our proprietary AI systems and should not be considered personalized investment advice. Past performance does not guarantee future results. Always conduct your own research and consider consulting a financial advisor before making investment decisions.